# Evolve Bank & Trust and Mastercard Send
source: https://developer.mastercard.com/success-stories/evolve-bank-and-trust/index.md

Success Story Evolve Bank \& Trust and Mastercard Send Mastercard Send enables gig workers to receive their earned wages in near real-time, making it easier for them to pay bills and giving them greater peace of mind The Challenge Gig workers, contractors who participate in the sharing economy, are a growing segment of the U.S. labor force. Until recently, many of those workers had difficulty getting paid on time, often waiting over a week for payment. They are increasingly turning to digital platforms and client apps to source work and receive payment, but they are often frustrated by the time it takes to receive payment, which can seriously impact worker households. Evolve Bank \& Trust, a near 100-year-old financial institution and payments innovator, identified the need for an improved gig worker payment experience and worked with Mastercard to find a solution. The Solution In 2018, leveraging the Mastercard Send API, Evolve Bank \& Trust began enabling early wage access to gig workers. Evolve Bank connected pay advance companies, such as Albert, Branch, Klover, and ZayZoon to the Mastercard Send API. This enabled the companies to push payments to gig worker debit card accounts in near real-time. As a result, workers were able to receive funds within minutes instead of waiting a week or more. When gig workers receive their funds more promptly, they can more easily pay bills, manage household expenses, avoid debt and even save more money. Uptake and usage of wage disbursements to Mastercards have increased steadily within the first year. Improves financial stability and peace of mind for gig workers who receive their payments faster and more conveniently Success Metrics 51% Increase in transactions 47% Increase in processed dollar amount 5x Usage growth We recognized that the workforce in the U.S. was changing. With Mastercard Send, we were able to create a payment infrastructure that serves a new generation of gig workers and helps them manage income volatility. Scott Stafford \| President and CEO, Evolve Bank \& Trust APIs Leveraged Mastercard Send Powering a faster, better, smarter way to send money, domestically and cross border