# Digital Debit Mastercard
source: https://developer.mastercard.com/solutions/digital-debit-mastercard/index.md

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### Meet evolving consumer digital needs with Maestro's perfect companion

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In today's rapidly evolving digital world, consumers want fast, secure and seamless payment experiences.   
Digital Debit Mastercard can help by giving all Maestro cardholders instant access to online shopping and mobile contactless payments from your bank app.

As growth in online payments outpaces that of physical retail payments, consumers expect online payments to be smart, safe, frictionless and mirror the innovative digital experiences they have come to expect. As digital continues to experience rapid growth post pandemic, delivering better digital experiences is crucial to strengthening your core business now and into the future. This rapid digital growth presents a big opportunity for banks to better serve consumer needs.
82%
Percentage of Millennial consumers who would switch to an alternative solution offering more advanced financial and payment technology. Mastercard Needstate Segmentation (2018) 4.5x
Increased spending from active   
e-commerce consumers compared   
with inactive consumers. Internal Mastercard data 7.8T
Predicted global e-Commerce sales   
by 2025. Insider Intelligence, Global Ecommerce Forecast, 2021

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#### Key benefits

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Let Digital Debit Mastercard help you gain traction
![](https://static.developer.mastercard.com/content/img/solutions/digital-debit/drive_transactions.png)

###### Drive transactions and revenue

Accelerated access to online shopping creates greater cross-border volume. ![](https://static.developer.mastercard.com/content/img/solutions/digital-debit/consumer_engagement.png)

###### Increase consumer engagement

Amplify cardholder loyalty by delivering a seamless payment experience that results in stronger engagement. ![](https://static.developer.mastercard.com/content/img/solutions/digital-debit/brand_stickiness.png)

###### Build brand preference

Increased new digital customer acquisition and accelerated onboarding drives top-of-wallet behaviour. <br />

#### Use cases

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Get familiar with the most common uses of Digital Debit Mastercard
![](https://static.developer.mastercard.com/content/img/solutions/digital-debit/digital_companion_card.png)

###### Digital companion card

Offer the perfect complement for existing payment methods to enable   
e-commerce, contactless and   
cross-border payments. ![](https://static.developer.mastercard.com/content/img/solutions/digital-debit/instant_debit.png)

###### Instant debit card

Issue a debit card instantly for immediate use. Cardholders can   
start transacting right away and do   
not have to wait for the physical card. ![](https://static.developer.mastercard.com/content/img/solutions/digital-debit/lost_stolen_card.png)

###### Lost/stolen card replacement

Immediately provide replacements for lost or stolen cards. Give cardholders instant access to funds and the ability to spend wherever they are in   
the world.

### Create a best-in-class Digital Debit Mastercard implementation with the Experience Design Guide

This guide provides you with the cutting edge tools and best practices needed to effectively implement Digital Debit Mastercard in your own environment and ease the overall lift. How? The Experience Design Guide provides Figma white label files for each use case designed to save you time, expense and improve the quality of the end user experience.

[View Experience Design Guide](https://developer.mastercard.com/digital-debit-experience-design-guide/documentation/index.md) ![](https://static.developer.mastercard.com/content/img/solutions/digital-debit/Product_page_image.png)