# Merchant Identifier source: https://developer.mastercard.com/merchant-identifier/product/merchant-identifier/index.md ### Transaction enrichment to build the programs and experiences you and your customers want {#transaction-enrichment-to-build-the-programs-and-experiences-you-and-your-customers-want} Merchant Identifier allows financial institutions and technology companies to enrich payment transaction logs with rich merchant information. ![Overview](https://static.developer.mastercard.com/content/merchant-identifier/uploads/before_after_mid.svg) *** ** * ** *** ### Use cases {#use-cases} ![Loyalty program execution](https://static.developer.mastercard.com/content/merchant-identifier/uploads/loyalty_program_execution.svg) ###### Loyalty Attribution and Spend Control {#loyalty-attribution-and-spend-control} Leverage merchant attributes or whitelists to determine appropriate rewards for transactions [Learn more](https://developer.mastercard.com/merchant-identifier/documentation/use-cases/loyalty-attribution-and-spend-controls/index.md) ![Authorization and blacklists](https://static.developer.mastercard.com/content/merchant-identifier/uploads/authorization_and_blacklists.svg) ###### Know Your Business {#know-your-business} Verify merchant details like category, address, other location details for real-time decision across decisions across onboarding, programs, and real-time transactions. [Learn more](https://developer.mastercard.com/merchant-identifier/documentation/use-cases/know-your-business/index.md) ![Analytics](https://static.developer.mastercard.com/content/merchant-identifier/uploads/analytics.svg) ###### Transaction Analytics {#transaction-analytics} Enhance analytics by tagging cardholder transactions with rich merchant attributes [Learn more](https://developer.mastercard.com/merchant-identifier/documentation/use-cases/transaction-analytics/index.md) ![Banking app UX enhancements](https://static.developer.mastercard.com/content/merchant-identifier/uploads/banking_app.svg) ###### Digital Banking Experience {#digital-banking-experience} Enhance the holistic digital banking experience by knowing exactly where cardholders spend [Learn more](https://developer.mastercard.com/merchant-identifier/documentation/use-cases/digital-banking-experience/index.md) *** ** * ** *** ### How it works {#how-it-works} ###### Step 1 {#step-1} Client submits raw payment transaction record into Merchant Identifier API ###### Step 2 {#step-2} Merchant Identifier performs a lookup to identify the merchant's cleansed name, address, and other valuable attributes ###### Step 3 {#step-3} Client receives merchant details and can embed information into other applications and products Note: Merchant Identifier is the transaction enrichment module of the Mastercard Places product suite. It is available via Places batch data feed, or as an API. [Learn more](https://developer.mastercard.com/product/places/) about Places. *** ** * ** *** ### Developer enablement {#developer-enablement} Start using the Sandbox API Explore our ready-to-go guide and get up and running in less than 5 minutes [View quick start guide](https://developer.mastercard.com/merchant-identifier/merchant-identifier/documentation/quick-start-guide/index.md) Get production data access Get started in less than 10 business days and enjoy up to 10.000 API calls during the first 28 days with our Free Trial Access [View the free trial guide](https://developer.mastercard.com/merchant-identifier/merchant-identifier/documentation/index.md#next-steps) *** ** * ** *** ### Resources {#resources}
Merchant Identifier Improve transaction data with merchant attributes for the accepting party in the transaction. *** ** * ** *** **Used By** Issuers, Processors, Data Aggregators, Financial Technology Companies, Pre-paid Debt, Acquirers, Loyalty and Cobrand Partners **Regions** Global **Supports** ![mastercard card](https://developer.mastercard.com/img/card_mastercard.svg)![maestro card](https://developer.mastercard.com/img/card_maestro.svg)![visa card](https://developer.mastercard.com/img/card_visa.svg)![amex card](https://developer.mastercard.com/img/card_amex.svg)![diners card](https://developer.mastercard.com/img/card_diners.svg)![discover card](https://developer.mastercard.com/img/card_discover.svg)![jcb card](https://developer.mastercard.com/img/card_jcb.svg) Places Analyze enriched data necessary for clients to fuel solutions they are building for their customers and internal needs. *** ** * ** *** **Used By** Issuers, Mapping and Navigation, CPGs, Merchant Service Providers, Processors, Search and Recommendation Engines, Retail/Real Estate, Municipalities, Digital Marketing, Local Intelligence Platform, Data Aggregators, Financial Technology Companies, Pre-paid Debt, Acquirers, Loyalty and Cobrand Partners **Regions** Global **Supports** ![mastercard card](https://developer.mastercard.com/img/card_mastercard.svg)![maestro card](https://developer.mastercard.com/img/card_maestro.svg)![visa card](https://developer.mastercard.com/img/card_visa.svg)![amex card](https://developer.mastercard.com/img/card_amex.svg)![diners card](https://developer.mastercard.com/img/card_diners.svg)![discover card](https://developer.mastercard.com/img/card_discover.svg)![jcb card](https://developer.mastercard.com/img/card_jcb.svg)
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