# Mastercard Digital Enablement Service (MDES)
source: https://developer.mastercard.com/mdes/product/mdes/index.md

### Building the future of protected payments {#building-the-future-of-protected-payments}

![Reliable](https://static.developer.mastercard.com/content/mdes/uploads/reliable.svg)

###### Reliable {#reliable}

Convert sensitive information into digital tokens to prevent identity fraud
![Secured payment credentials](https://static.developer.mastercard.com/content/mdes/uploads/secured_payment_credentials.svg)

###### Secured payment credentials {#secured-payment-credentials}

Use digital tokens for e-commerce and in-app transactions
![scale](https://static.developer.mastercard.com/content/mdes/uploads/scale.svg)

###### Scale {#scale}

Provide a single connection to all major digital wallets and growing digital channels
![Speed to market](https://static.developer.mastercard.com/content/mdes/uploads/speed.svg)

###### Speed to market {#speed-to-market}

Launch in-market within 4-6 months using established onboarding and testing

*** ** * ** ***

### Secure and globally-scalable digitization service {#secure-and-globally-scalable-digitization-service}

The Mastercard Digital Enablement Service (MDES) is a single integrated platform for Issuers, Wallet Providers, Merchants, and other Token Requestors to enable the digitization of supported Mastercard card types for many digital payment methods. The MDES end-to-end services are supported by the reliability and global reach of the Mastercard network.   

###### Step 1 {#step-1}

Tokenization replaces PAN

###### Step 2 {#step-2}

Token is specific to the platform, wallet application, device

###### Step 3 {#step-3}

Digitization provisions the token to the target platform or device

###### Step 4 {#step-4}

Token is used for transactions instead of PAN

*** ** * ** ***

### Our partners {#our-partners}

###### Issuers {#issuers}

Increase revenue, gain wallet share, and deepen your customer relationships with our suite of innovative products and services.  

<br />


[Learn more](https://developer.mastercard.com/mdes/product/mdes-issuers/)

###### Merchants \& token requestors {#merchants--token-requestors}

Balance convenience with security by using digital tokens instead of account PANs. Each payment is secured so customer credentials can't be cloned or used fraudulently.   

<br />


[Learn more](https://developer.mastercard.com/mdes/product/mdes-for-merchants/)

*** ** * ** ***

### Our services {#our-services}

MDES offers various services to Financial Institutions to reduce data risk with simple, secure, and scalable solutions. In addition, MDES provides secure digital payments for any Wallet.

###### Issuers {#issuers}

###### Pre-Digitization API {#pre-digitization-api}

Manage the set of processes that must happen before a token is ready for use   

<br />


[View documentation](https://developer.mastercard.com/mdes-pre-digitization/documentation/)

###### Issuers {#issuers}

###### Customer Service API {#customer-service-api}

Manage and resolve customer inquiries with a one-stop resource center   

<br />


[View documentation](https://developer.mastercard.com/mdes-customer-service/documentation/)

###### Issuers {#issuers}

###### Token Connect API {#token-connect-api}

Allow account holders to push their card data from the issuer app to eligible merchants, digital wallets and commerce platforms for tokenized payment   

<br />


[View documentation](https://developer.mastercard.com/mdes-token-connect/documentation/)

###### Issuers {#issuers}

###### Authentication Facilitator API {#authentication-facilitator-api}

Leverage the cardholder information card issuers maintain for authentication when MDES tokens are used across the digital ecosystem  

<br />


[View documentation](https://developer.mastercard.com/authentication-facilitator/documentation/)

###### Merchants \& Payment Service Providers {#merchants--payment-service-providers}

###### MDES Digital Enablement API {#mdes-digital-enablement-api}

Perform the Tokenization, Token Transaction \& Life-Cycle Management Services   

<br />


[View documentation](https://developer.mastercard.com/mdes-digital-enablement/documentation/)

###### Merchants \& Payment Service Providers {#merchants--payment-service-providers}

###### MDES Bulk Tokenization {#mdes-bulk-tokenization}

Use in conjunction with the Digital Enablement API to efficiently tokenize card-on-file data with MDES tokens in bulk   

<br />


[View documentation](https://developer.mastercard.com/mdes-bulk-tokenization/documentation/)

###### Merchants \& Payment Service Providers {#merchants--payment-service-providers}

###### Token Requestor Identifier {#token-requestor-identifier}

Automate the on-boarding of Token Requestors to MDES   

<br />


[View documentation](https://developer.mastercard.com/token-requestor-identifier-api/documentation/)

*** ** * ** ***

### Related products {#related-products}

Explore additional APIs and resources that could enhance your offerings and capabilities.  

###### Payments Account Management {#payments-account-management}

Seamlessly manage customers' account lifecycles across Mastercard services  

<br />


[View product](https://developer.mastercard.com/product/payment-account-management)

###### Payment Account Reference Inquiry {#payment-account-reference-inquiry}

Retrieve a payment account reference inquiry (PAR) value using a token or PAN  

<br />


[View product](https://developer.mastercard.com/product/payment-account-reference-inquiry/)

*** ** * ** ***