# Betalingsservice (BS) Creditor API
source: https://developer.mastercard.com/bs-creditor-api/product/bs-creditor-api/index.md

### Key Benefits {#key-benefits}

###### Automated payment setup {#automated-payment-setup}

Automate recurring bill payments effortlessly.

###### Seamless integration {#seamless-integration}

Integrate payment functionality into your systems using our APIs.

###### Enhanced customer experience {#enhanced-customer-experience}

Simplify payments for customers, reduce missed payments, and decrease manual handling.

###### Improved efficiency {#improved-efficiency}

Save time and resources with automated billing and payment processing.

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### How It Works {#how-it-works}

BS Creditor API streamlines mandate management between debtors, creditors, and financial institutions by using Betalingsservice.
Creditors securely authenticate and submit mandates for processing, track status updates, and ensure approval from the debtor's bank --- enabling seamless, automated payments with minimal friction.

![Betalingservice Overview](https://static.developer.mastercard.com/content/bs-creditor-api/documentation/images/img/overview_image_plp_new.png "Overview")

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### Use Cases {#use-cases}

###### Timely and regular payments {#timely-and-regular-payments}

For services you use regularly, such as gym memberships or web hosting subscriptions, Direct Debit offers a seamless payment solution.
Unlike credit cards, bank accounts do not have expiry dates, ensuring consistent and hassle-free payments. Enjoy higher customer retention and smoother transactions with Direct Debit.

###### Invoicing {#invoicing}

For services where immediate payment isn't essential, such as accounting or marketing services, Direct Debit provides a convenient and efficient payment method. Simplify your payment processes and manage cash flow with ease, ensuring smooth and predictable transactions for ongoing services.

###### Future transactions {#future-transactions}

For customers you plan to bill periodically, such as wholesalers, Direct Debit simplifies the process. You do not need to re-enter customer details for each payment. Enjoy the convenience of streamlined transactions and efficient payment handling every time.

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### Why Use It {#why-use-it}

Betalingsservice is a proven and established platform from Mastercard that is trusted and well-known across Denmark.

###### 95% {#95}

Used by Danes regularly to make recurring payments.

###### 36,000+ {#36000}

Used by numerous creditors.

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### Resources {#resources}

Betalingsservice Creditor API

Allows creditors to integrate with Mastercard to manage mandate-related operations.

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**Used
By** Partners, Creditors **Regions** Denmark

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