# Creditor Pre‑Registration and Activation
source: https://developer.mastercard.com/payment-acceptance-api/documentation/tutorials-and-guides/creditor-preregistration-tutorial/index.md

## Overview {#overview}

This tutorial illustrates how a Customer Service Provider (CSP) can pre-register a Creditor under a Creditor Agent, how the Creditor Agent activates the Creditor, and how payment processing is configured for the Creditor profile.

## Registration Models {#registration-models}

CDP supports two Creditor onboarding models depending on who will process Creditor payments.

### Scenario 1: CSP Direct Registration {#scenario-1-csp-direct-registration}

Use this model when the CSP also acts as the Creditor Agent and is responsible for both Creditor onboarding and payment processing.

#### In this scenario: {#in-this-scenario}

* The CSP registers the Creditor directly.
* The Creditor profile is created in an Active state.
* Payment notifications are routed to the CSP.

### Scenario 2: Creditor Pre‑Registration Under a Creditor Agent {#scenario-2-creditor-preregistration-under-a-creditor-agent}

Use this model when the Creditor Agent owns the Creditor relationship, but a CSP identifies the Creditor and initiates onboarding.
Note: The remainder of this tutorial demonstrates Scenario 2: Creditor Pre‑Registration Under an Creditor Agent.

## What you will learn {#what-you-will-learn}

* How to pre-register a Creditor under a Creditor Agent.
* How the Creditor Agent activates the Creditor.
* How activation notifications are delivered.

## Before you start {#before-you-start}

Before starting this tutorial, ensure that:

* You are onboarded as a CSP or Creditor Agent.
* The Creditor Agent exists in the CDP.
* Creditor details are available for registration.

## What you will achieve {#what-you-will-achieve}

At the end of this tutorial, you will be able to onboard a Creditor through the CSP-led pre-registration flow and activate the Creditor under a Creditor Agent.

## Step 1 - CSP pre-registers the Creditor {#step-1---csp-pre-registers-the-creditor}

The CSP initiates Creditor onboarding by submitting a Creditor registration request and specifying the Creditor Agent that owns the Creditor relationship.
Diagram creditorprereg1

1. The Acquiring CSP submits the Creditor registration request.
2. CDP creates the Creditor profile in an Inactive state.

## CDP notifies the Creditor Agent {#cdp-notifies-the-creditor-agent}

Diagram creditorprereg2

* CDP notifies the Creditor Agent of the pre-registered Creditor.

## The Creditor Agent completes Creditor onboarding activities {#the-creditor-agent-completes-creditor-onboarding-activities}

Diagram creditorprereg3

1. The Creditor Agent activates the Creditor.
2. CDP notifies the Acquiring CSP when the Creditor is activated.

## The Creditor Agent activates the Cretior payment profile {#the-creditor-agent-activates-the-cretior-payment-profile}

Diagram creditorprereg4

1. The Creditor Agent activates the Cretior payment profile for the activated Creditor.
2. CDP notifies the acquiring CSP when the Creditor payment profile is activated