# Deposit Switch and Bill Pay Switch
source: https://developer.mastercard.com/open-finance-us/documentation/products/pay/switch/index.md

Deposit Switch and Bill Pay Switch use a special version of the Data Connect
experience called Connect Transfer. This enables consumers to easily give
permission to switch regular deposits or payments to a different bank account,
reducing the friction of changing accounts.

* [Deposit Switch](https://developer.mastercard.com/open-finance-us/documentation/products/pay/switch/deposit-switch/index.md) -- enable consumers to easily switch their payroll deposit to a new account.

* [Bill Pay Switch](https://developer.mastercard.com/open-finance-us/documentation/products/pay/switch/bill-pay-switch/index.md) -- enable consumers to switch recurring automatic payments to a new account.

The Connect Transfer flow allows the consumer to connect to payroll providers (for Deposit Switch) or merchants / service providers (Bill Pay Switch), as well as to their bank account, so they can give all the necessary permissions simply and easily.

For example, you can use Deposit Switch to allow a new banking customer to easily authorise the payment of their salary into their new bank account. With Bill Pay Switch, the customer can also move their recurring payments (for example, their Netflix subscription, their Amazon or Apple account, or other regular bill payments).

For Connect Transfer we supply iOS, Android and React Native SDKs (the regular Data Connect SDKs do not support the Connect Transfer functionality):

* [Connect Transfer Mobile SDKs](https://developer.mastercard.com/open-finance-us/documentation/products/pay/switch/connect-transfer/index.md) -- learn how to integrate into your mobile apps.

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Note: Deposit Switch can be implemented either for mobile (using our Connect Transfer SDKs for mobile) or web (using our Web SDK). Bill Pay Switch is currently only available for mobile applications.

This is due to the TrueAuth device-based login used for authentication during the Bill Pay Switch flow.

We also recommend that you view the following sections of our [Experience Design Guide](https://developer.mastercard.com/open-finance-us/documentation/experience-design-guide/index.md) for more details of the user flow and user experience and design tips.

* [Experience Design Guide section on Deposit Switch](https://developer.mastercard.com/open-finance-us/documentation/experience-design-guide/deposit-switch/index.md)
* [Experience Design Guide section on Bill Pay Switch](https://developer.mastercard.com/open-finance-us/documentation/experience-design-guide/bill-pay-switch/index.md)