# Manage
source: https://developer.mastercard.com/open-finance-us/documentation/products/manage/index.md

Next-gen business solutions driven by expanded data access allowing for a complete view of a customer's permissioned financial accounts. Normalized, real-time data is standardized across data fields, vocabulary, naming conventions, and application of rules, resulting in a modernized ecosystem digital-hungry customers deserve.
Note: Before calling any product or service, check to see that the financial institution (FI) for the customer's account is certified for that product or service.

* Call the Get [Certified Institutions](https://developer.mastercard.com/open-finance-us/documentation/financial-institution/index.md#certified-institutions) API daily and cache the results.
* Call the [Get Customer Accounts](https://developer.mastercard.com/open-finance-us/documentation/products/manage/account-aggregation/index.md#account-full-details-afd-and-account-limited-aggregation-ala) API to retrieve the `institutionId` from the account record.
* Check if the account's `institutionId` is certified for the premium service from the Get Certified Institutions results you cached earlier.
* If the FI is supported, proceed to call the product or service.

## Data Access {#data-access}

* [Account Aggregation](https://developer.mastercard.com/open-finance-us/documentation/products/manage/account-aggregation/index.md) --- account data, refreshed daily.
* [Transaction Data](https://developer.mastercard.com/open-finance-us/documentation/products/manage/transaction-data/index.md) --- customer transaction data.
* [TxPUSH](https://developer.mastercard.com/open-finance-us/documentation/products/manage/tx-push/index.md) --- subscribe to receive notifications whenever there are updates to account or transaction data for a specific customer's account.

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* [Data Access Tiers](https://developer.mastercard.com/open-finance-us/documentation/products/manage/data-access-tiers/index.md) --- understand the different levels of access provided for account aggregation and transaction data.
* [Data Enrichment](https://developer.mastercard.com/open-finance-us/documentation/products/manage/data-enrichment/index.md) --- improve the clarity and usability of transaction data by categorizing transactions, identifying merchants, locations, logos, and websites.

## Products {#products}

* [Account Statements](https://developer.mastercard.com/open-finance-us/documentation/products/manage/account-statements/index.md) --- retrieve a customer's FI statements as a PDF file.
* [Loan Payment Details](https://developer.mastercard.com/open-finance-us/documentation/products/manage/loan-payment-details/index.md) --- retrieve the information needed to move money to a non-routable liability account.
* [Consumer Foresight](https://developer.mastercard.com/open-finance-us/documentation/products/manage/consumer-foresight/index.md) --- (Beta) generate a tailored consumer insights report against various spending categories, for a given customer.
* [Recurring Transactions](https://developer.mastercard.com/open-finance-us/documentation/products/manage/recurring-transactions/index.md) --- identify and categorize a customer's recurring payments.