# Partner Linked Access
source: https://developer.mastercard.com/open-finance-us/documentation/participant-model/partner-linked/index.md

Consented third party access (Partner Linked) allows you to collect consent from your customer to enable a third party (such as a payment processor) to retrieve customer data from Mastercard Open Finance. The third party will only have access to the specific data which the customer grants consent for.

To provide this access, you will need to show the Data Connect user experience to your customer so they can provide consents for accessing their banking data. You can then obtain a third party access key (known as a consent receipt) which you will share with the third party. This consent receipt acts as a key allowing the third party to access specified Mastercard Open Finance APIs for a limited period in order to carry out the consented process (for example, to obtain the customer's ACH routing data in order to process a payment on their behalf).

The following actors are involved:

|             Actor              |                                                                                                                                                               Description                                                                                                                                                                |
|--------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Client / Partner ("Recipient") | Merchant, Fintech, or other application which presents the Open Finance connect experience to their customers. The client application obtains permission from the end user to allow access to their banking data for specific purposes and generates an access token which can be shared with the processor to allow third party access. |
| Processor ("Requestor")        | A third party which provides services to enable additional functionality for the client application, for example for payment processing. The processor requires an access token from the client which allows the processor to access specific types of Open Finance data which the end user has given consent for.                       |
| Customer                       | Customers are end users granting Mastercard Open Finance access to their financial accounts. The customer consents to their banking data being shared for the intended purpose (for example, to make a payment).                                                                                                                         |

The client must specify which supported products the processor can access, from the following list of products which are supported for partner linked access:

|                                                                    Product                                                                    |                                Description                                |
|-----------------------------------------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------|
| [Account Owner Verification](https://developer.mastercard.com/open-finance-us/documentation/products/pay/verification-account-owner/index.md) | The names and addresses of an account owner from a financial institution. |
| [Get Available Balance](https://developer.mastercard.com/open-finance-us/documentation/products/pay/account-balance/index.md)                 | The latest available and cleared account balances for an account.         |
| [Get Account ACH Details](https://developer.mastercard.com/open-finance-us/documentation/products/pay/verification-money-transfer/index.md)   | The real account number and routing number details for an ACH payment.    |
| [Payment Success Indicator](https://developer.mastercard.com/open-finance-us/documentation/products/pay/psi-tools/index.md)                   | The real account number and routing number details for an ACH payment.    |

Note: Not all institutions provide the same support for our pay services. To help you find supported products by institution, see [Financial Institutions](https://developer.mastercard.com/open-finance-us/documentation/financial-institution/index.md).

The following pages explain the overall process and also the steps required of the client / partner and the third party / processor in order to integrate the relevant APIs into their systems.

* [Client / partner integration steps](https://developer.mastercard.com/open-finance-us/documentation/participant-model/partner-linked/client/index.md)
* [Processor integration steps](https://developer.mastercard.com/open-finance-us/documentation/participant-model/partner-linked/processor/index.md)