# Verification of Income and Employment
source: https://developer.mastercard.com/open-finance-us/documentation/experience-design-guide/open-finance-us-for-lending/verification-of-income-and-employment/index.md

Income verification processes can be intimidating, but Mastercard Open Finance US's income verification API offers you a better path. Secure happier customers, save yourself time, and get a higher ROI for your income verification needs, including: mortgage, auto-lending, personal lending, and tenant screening.

Open Finance income verification enables you to digitally verify income quickly and easily without extra documents.

Additional benefits of our income and employment verification include:

* Reduced friction for your mortgage-seeking customers.
* Clear stipulations and return-customer creation for auto loans.
* Creation of analytics-informed credit decisioning models.
* Risk mitigation, broadened customer base, and financial inclusion.  

## Verification of Income - Data Connect Full {#verification-of-income---data-connect-full}

Tip: Access the [Figma file](https://www.figma.com/design/IFeJZsZKnQccdztXSSzySp/Open-Banking-US-for-Lending?node-id=1-4191&t=jcfNF8SU4qJrlSyC-4) for this experience to duplicate and customize in your own environment.

To view the UX journey, use **full screen mode** or **zoom** controls. Please allow a few seconds for the screens to load.

Tip: If you have any questions or need assistance with the customer experience or development, [contact us](https://developer.mastercard.com/open-finance-us/documentation/support/index.md). Note: For developers, here is the API documentation:  
[Verification of Income](https://developer.mastercard.com/open-finance-us/documentation/products/lend/reports/voi/index.md)

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Next: [Open Finance US for Account Opening and Funding](https://developer.mastercard.com/open-finance-us/documentation/experience-design-guide/account-opening-and-funding/index.md)