# Verification of Assets
source: https://developer.mastercard.com/open-finance-us/documentation/experience-design-guide/open-finance-us-for-lending/verification-of-assets/index.md

Our Open Finance US asset verification puts the borrower at the center of the mortgage application process. After all, they are making one of the most significant purchases in their life. We want to make buying a home as easy as possible for the borrower and rewarding for mortgage lenders. Here is how we do it:

* Provide real-time asset information, direct from financial institutions, to mitigate fraud, increase accuracy, and enhance risk assessment.
* Offer unlimited report refreshes for 60 days, helping you stay up-to-date.
* Stay ahead of the competition by accelerating your digital transformation to exceed the needs of today's consumers.
* Get eligibility for rep and warranty relief from Fannie Mae Day 1 Certainty and Freddie Mac AIM programs.
* Manage your customer conversion funnel with an easy, user-centric digital process
* Distinguish your business by attracting and engaging more prospective customers.

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## User journey - Data Connect Full {#user-journey---data-connect-full}

Tip: Access the [Figma file](https://www.figma.com/design/IFeJZsZKnQccdztXSSzySp/Open-Banking-US-for-Lending?node-id=1-1281&t=jcfNF8SU4qJrlSyC-4) for this experience to duplicate and customize in your own environment.

To view the UX journey, use **full screen mode** or **zoom** controls. Please allow a few seconds for the screens to load.

Tip: If you have any questions or need assistance with the customer experience or development, [contact us](https://developer.mastercard.com/open-finance-us/documentation/support/index.md). Note: For developers, here is the API documentation:  
[Verification of Assets](https://developer.mastercard.com/open-finance-us/documentation/products/lend/reports/voa/index.md)

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Next: [Verification of Income and Employment](https://developer.mastercard.com/open-finance-us/documentation/experience-design-guide/open-finance-us-for-lending/verification-of-income-and-employment/index.md)