# Open Finance US for Lending
source: https://developer.mastercard.com/open-finance-us/documentation/experience-design-guide/open-finance-us-for-lending/index.md

Mastercard's Open Finance consumer lending solutions are transforming the experience for lenders and their customers. With a rich set of real-time data, analytics, scores, and insights, lenders can make smarter decisions and increase inclusion. Lenders can also incorporate bureau data for smarter credit decisioning. Access and use of bureau data enables better decisions, more competitive terms, and less time to closing.

Below are the demo links and Figma files for Mastercard Data Connect's Lending best practices.

![Payments](https://static.developer.mastercard.com/content/open-finance-us/uploads/demo2.svg)

### Demo {#demo}

View the interactive prototype of the Lending experience using Verification of Assets and Income.  

[Open demo for Open Finance US for Lending](https://www.figma.com/proto/awRdtkTcmM8M8K0OecFazX/Verification-of-Assets---Demo?page-id=2%3A4775&type=design&node-id=171-42576&viewport=226%2C242%2C0.06&t=CE0z7cps8nLsi4Kn-1&scaling=min-zoom&starting-point-node-id=171%3A42576&mode=design&fuid=1316298999584552659)
![Lending](https://static.developer.mastercard.com/content/open-finance-us/uploads/figma2.svg)

### Figma file {#figma-file}

Find the end-to-end product experience for Verification of Assets and Income to duplicate and customize in your own environment.   

[Access Figma file for Open Finance US](https://www.figma.com/design/IFeJZsZKnQccdztXSSzySp/Open-Banking-US-for-Lending?node-id=0-1)
Note: Developers and product owners should also read our Use Case sections on [Mortgage Lending](https://developer.mastercard.com/open-finance-us/documentation/usecases/mortgage-lending/index.md) and [Small and Medium Business Lending](https://developer.mastercard.com/open-finance-us/documentation/usecases/small-medium-business/index.md) which cover the webhooks and APIs.

## User journeys {#user-journeys}

Find links below for the user journeys displaying how Data Connect functions for Lending scenarios.
[Verification of Assets](https://developer.mastercard.com/open-finance-us/documentation/experience-design-guide/open-finance-us-for-lending/verification-of-assets/index.md)   
[Verification of Income](https://developer.mastercard.com/open-finance-us/documentation/experience-design-guide/open-finance-us-for-lending/verification-of-income-and-employment/index.md)   
Tip: If you have any questions or need assistance with the customer experience or development, [contact us](https://developer.mastercard.com/open-finance-us/documentation/support/index.md).

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Next: [Verification of Assets](https://developer.mastercard.com/open-finance-us/documentation/experience-design-guide/open-finance-us-for-lending/verification-of-assets/index.md)