# Account Errors
source: https://developer.mastercard.com/open-finance-us/documentation/errors/account-errors/index.md

To aid you in understanding error context and more effectively troubleshoot problems, Mastercard Open Finance errors have been categorized into **themes**. This section covers account level errors.

Account level errors occur during the following scenarios:

* **First-time login** : When an end user logs into the partner's application and attempts to add or link their accounts for the first time, the [Mastercard Data Connect](https://developer.mastercard.com/open-finance-us/documentation/connect/generate-2-connect-url-apis/index.md) session enables several events such as financial institution discovery, account selection, account permissioning and authentication flow for the selected bank. Data Connect automatically displays alerts so the end user can take recommended actions and resolve errors that may occur during any of these events.

* **Adding/linking another account** : When an end user returns to add or link another account, the [Data Connect](https://developer.mastercard.com/open-finance-us/documentation/connect/generate-2-connect-url-apis/index.md) alerts (error messages in the user interface) guide the end user to take recommended actions to complete all required events for a successful Data Connect session.

* **Partner-initiated requests** : If an end user is not present on the partner's application and the partner-initiated data request returns an error, when the user returns to a live session, the [Data Connect](https://developer.mastercard.com/open-finance-us/documentation/connect/generate-2-connect-url-apis/index.md) alerts open and direct the user to take the recommended action and resolve errors where applicable.

* **Scheduled data refresh** : Mastercard schedules data refreshes to ensure end users' transactional data is current. This updated data is accessible via our APIs or directly pushed to partners enrolled in [TXpush](https://developer.mastercard.com/open-finance-us/documentation/products/manage/tx-push/index.md). If a data refresh fails, Open Finance APIs return the appropriate error code, and where applicable, [Data Connect](https://developer.mastercard.com/open-finance-us/documentation/connect/generate-2-connect-url-apis/index.md) alerts appear when the end user returns to a Data Connect session. The user can then take recommended actions and resolve the errors.

## Aggregation Status Codes {#aggregation-status-codes}

As accounts are aggregated during automated data refresh, an aggregation status code is returned via the `aggregationStatusCode` field in the [Account Aggregation](https://developer.mastercard.com/open-finance-us/documentation/products/manage/account-aggregation/index.md) endpoints. An `aggregationStatusCode` represents the status or outcome of an aggregation process.

* An `aggregationStatusCode` of **0** denotes that a successful aggregation of the account(s) has occurred.

```JSON
{
   "accounts": [
         {
           "id": "6049480293",
           "number": "2000004444",
           "accountNumberDisplay": "4444",
           "name": "Roth IRA",
           "balance": 525.18,
           "type": "investment",
           "aggregationStatusCode": 0,
           "status": "active",
           "customerId": "6027530414",
           "institutionId": "101732",
           "balanceDate": 1685020689,
           "aggregationSuccessDate": 1685020728,
           "aggregationAttemptDate": 1685020728,
           "createdDate": 1685020611,
           "currency": "USD",
           "lastTransactionDate": 1685020689,
           "institutionLoginId": 6023453620,
           "detail": {
               "marginAllowed": true,
               "cashAccountAllowed": true,
               "vestedBalance": 1250.00,
               "currentLoanBalance": 4500.00,
               "loanRate": 3.00
           },
           "displayPosition": 3,
           "financialinstitutionAccountStatus": "OPEN",
           "accountNickname": "Roth IRA",
           "oldestTransactionDate": 1667736000,
           "marketSegment": "personal"
       },

             {
           "id": "6049480311",
           "number": "1000002222",
           "realAccountNumberLast4": "2222",
           "accountNumberDisplay": "2222",
           "name": "Savings",
           "balance": 525.18,
           "type": "savings",
           "aggregationStatusCode": 0,
           "status": "active",
           "customerId": "6027530414",
           "institutionId": "101732",
           "balanceDate": 1685020689,
           "aggregationSuccessDate": 1685020737,
           "aggregationAttemptDate": 1685020737,
           "createdDate": 1685020619,
           "currency": "USD",
           "lastTransactionDate": 1685020689,
           "institutionLoginId": 6023453620,
           "detail": {
               "availableBalanceAmount": 525.18,
               "periodInterestRate": "4.5",
               "openDate": 1639206000
           },
           "displayPosition": 6,
           "financialinstitutionAccountStatus": "OPEN",
           "accountNickname": "Savings",
           "oldestTransactionDate": 1667736000,
           "marketSegment": "personal"
       },
       {
           "id": "6049480317",
           "number": "1000001111",
           "realAccountNumberLast4": "1111",
           "accountNumberDisplay": "1111",
           "name": "Checking",
           "balance": 525.18,
           "type": "checking",
           "aggregationStatusCode": 0,
           "status": "active",
           "customerId": "6027530414",
           "institutionId": "101732",
           "balanceDate": 1685020689,
           "aggregationSuccessDate": 1685020740,
           "aggregationAttemptDate": 1685020740,
           "createdDate": 1685020621,
           "currency": "USD",
           "lastTransactionDate": 1685020689,
           "institutionLoginId": 6023453620,
           "detail": {
               "availableBalanceAmount": 525.18,
               "periodInterestRate": "4.5",
               "openDate": 1639206000
           },
           "displayPosition": 5,
           "financialinstitutionAccountStatus": "OPEN",
           "accountNickname": "Checking",
           "oldestTransactionDate": 1667736000,
           "marketSegment": "personal"
       }
   ]
}
```

* Other `aggregationStatusCode` signifies an error state.

```JSON

{
    "accounts": [
  {
            "id": "6049960514",
            "number": "2000004444",
            "accountNumberDisplay": "4444",
            "name": "Roth IRA",
            "balance": 529.20,
            "type": "investment",
            "aggregationStatusCode": 185,
            "status": "active",
            "customerId": "6027787614",
            "institutionId": "101732",
            "balanceDate": 1685366419,
            "aggregationAttemptDate": 1685366452,
            "createdDate": 1685366419,
            "currency": "USD",
            "institutionLoginId": 6023673450,
            "detail": {},
            "displayPosition": 3,
            "financialinstitutionAccountStatus": "OPEN",
            "accountNickname": "Roth IRA",
            "marketSegment": "personal"
        },
        {
            "id": "6049960518",
            "number": "1000002222",
            "accountNumberDisplay": "2222",
            "name": "Savings",
            "balance": 529.20,
            "type": "savings",
            "aggregationStatusCode": 185,
            "status": "active",
            "customerId": "6027787614",
            "institutionId": "101732",
            "balanceDate": 1685366419,
            "aggregationAttemptDate": 1685366452,
            "createdDate": 1685366419,
            "currency": "USD",
            "institutionLoginId": 6023673450,
            "displayPosition": 6,
            "financialinstitutionAccountStatus": "OPEN",
            "accountNickname": "Savings",
            "marketSegment": "personal"
        },
        {
            "id": "6049960519",
            "number": "1000001111",
            "accountNumberDisplay": "1111",
            "name": "Checking",
            "balance": 529.20,
            "type": "checking",
            "aggregationStatusCode": 185,
            "status": "active",
            "customerId": "6027787614",
            "institutionId": "101732",
            "balanceDate": 1685366419,
            "aggregationAttemptDate": 1685366452,
            "createdDate": 1685366419,
            "currency": "USD",
            "institutionLoginId": 6023673450,
            "displayPosition": 5,
            "financialinstitutionAccountStatus": "OPEN",
            "accountNickname": "Checking",
            "marketSegment": "personal"
        }
    ]
}
```

The following table lists the different error states that may occur during the aggregation process.

|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         Error Codes                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |                   Error Theme                   |                                                                                                                                                                                                                                                                                    Description                                                                                                                                                                                                                                                                                     |
|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------|------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| [909](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/account-not-found/909-913-914-946-952/index.md#909) ​​[913](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/account-not-found/909-913-914-946-952/index.md#913)​​ [914](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/account-not-found/909-913-914-946-952/index.md#914)​​ [946](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/account-not-found/909-913-914-946-952/index.md#946)​​ [952](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/account-not-found/909-913-914-946-952/index.md#952) [38003](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/account-not-found/909-913-914-946-952/index.md#38003)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             | Account Not Found                               | Bank account cannot be found at the financial institution.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |
| [185](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/incompleteauth/938-940-971-185-187/index.md#185) [187](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/incompleteauth/938-940-971-185-187/index.md#187) [931](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/incompleteauth/938-940-971-185-187/index.md#931) [938](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/incompleteauth/938-940-971-185-187/index.md#938) [940](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/incompleteauth/938-940-971-185-187/index.md#940) [12003](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/incompleteauth/938-940-971-185-187/index.md#12003)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | ​​Incomplete Authorization ​                    | Inadequate response to security questions from the end user.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |
| [106](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/addinfo/106-108-109-961-959/index.md#106) [108](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/addinfo/106-108-109-961-959/index.md#108) [109](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/addinfo/106-108-109-961-959/index.md#109) [936](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/addinfo/106-108-109-961-959/index.md#936)​​ [959](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/addinfo/106-108-109-961-959/index.md#959) [961](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/addinfo/106-108-109-961-959/index.md#961) [38053](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/addinfo/106-108-109-961-959/index.md#38053) ​                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         | Additional Information needed from the end user | Additional information required from the end user during an add account event.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |
| [947](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/invalidtoken/947-2024/index.md#947) [4034](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/invalidtoken/947-2024/index.md#4034)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               | Invalid Token                                   | Token associated with the end user account has expired or is invalid.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |
| [331](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/expiredsession/expiredsession/index.md#331) [503](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/expiredsession/expiredsession/index.md#503) [974](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/expiredsession/expiredsession/index.md#974) [1408](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/expiredsession/expiredsession/index.md#1408) [1440](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/expiredsession/expiredsession/index.md#1440) [10022](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/expiredsession/expiredsession/index.md#10022) [10023](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/expiredsession/expiredsession/index.md#10023)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | Expired Session                                 | The end user session has either expired or timed out.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |
| [325](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/325/index.md)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | Data Sync in Progress                           | The account is currently being aggregated. Call the Get Customer Account endpoint periodically to view the account status. The refresh operation is complete when` aggregationStatusCode` is 0 and `aggregationSuccessDate` is greater than or equal to `aggregationAttemptDate`.​                                                                                                                                                                                                                                                                                                 |
| [949](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/949/index.md)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | Invalid Account                                 | Accounts are in error status and can not be recovered in any way. Delete these accounts.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
| [2001](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/consentauth/consentauthorization/index.md#2003) [2003](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/consentauth/consentauthorization/index.md#2003) [2006](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/consentauth/consentauthorization/index.md#2006) [2017](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/consentauth/consentauthorization/index.md#2017) [2024](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/consentauth/consentauthorization/index.md#2024) [2026](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/consentauth/consentauthorization/index.md#2026) [2028](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/consentauth/consentauthorization/index.md#2028) [2030](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/consentauth/consentauthorization/index.md#2030) [2031](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/consentauth/consentauthorization/index.md#2031) [2035](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/consentauth/consentauthorization/index.md#2035) [2036](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/consentauth/consentauthorization/index.md#2036) [2037](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/consentauth/consentauthorization/index.md#2037) [2038](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/consentauth/consentauthorization/index.md#2038) [12005](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/consentauth/consentauthorization/index.md#12005) | Consent Authorization                           | Occurs when the end user consent authorization is not available. ​                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| [103](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/invalidcredentials/index.md#103) [24303](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/invalidcredentials/index.md#24303)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | Invalid Credentials                             | Occurs when the end user credentials are invalid.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  |
| [324](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/324/index.md)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     | Account Update Failed                           | During the add account process an error occurred in the financial institution connection. Submitting a [support ticket](https://developer.mastercard.com/open-finance-us/documentation/support/index.md#create-a-support-case-in-scm) is the recommended action.​ For already added accounts this means that the customer's account information has changed at the financial institution. Submitting a [support ticket](https://developer.mastercard.com/open-finance-us/documentation/support/index.md#create-a-support-case-in-scm) is the recommended action to fix this issue. |
| [179](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/unexpectedloginerror/unexpectedloginerror/index.md#179) [1008](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/unexpectedloginerror/unexpectedloginerror/index.md#1008) [2040](https://developer.mastercard.com/open-finance-us/documentation/errors/accounterrors/unexpectedloginerror/unexpectedloginerror/index.md#2040)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   | Unexpected Login Error                          | Occurs when the financial institution website returned an unexpected login error.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                  |

