# Merchant Onboarding
source: https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/use-cases/merchant-onboarding/index.md

Onboarding of merchants to accept payments can be time consuming, due to the number of documents and checks which need to be performed. Using AIS data alongside onboarding data has the potential to automate these checks, whilst also bringing richer data, which has the potential to improve the overall onboarding experience for the TPPs and their customers.

We can help you to verify business account owner name before you onboard them using our [Account Owner Verification](https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/insights/account-owner/index.md) service to find out if the name they provide matches the name on their bank account and verify that they have a bank account in process.

Our solution will help you streamline merchant onboarding by verifying business account ownership, for example, when a merchant is registering for services provided by Payment Service Providers. Account Owner Verification can help to automate the merchant onboarding experience and support existing know-your-customer "KYC" checks.

### How it works {#how-it-works}

1. Collect Business Owner name that you want to verify in your app.
2. Using our APIs, submit a request to create an Account Owner Verification job.
3. Collect the jobId (to check the job results later).
4. Redirect the user to the Connect URL for them to select their bank and login.
5. Business Owner goes through the Account Owner Verification flow.
6. User authenticates to their Account Servicing Payment Service Providers (ASPSP) and allow access to their details.
7. Once the user has completed the process and returned back to your app, you can check the job status.
8. You will get the score indicating if the supplied name matched the name on the account along with the account information where you can also verify the account type.

Diagram insights-merchant-onboarding

### Next steps {#next-steps}

* Learn more about our [Account Owner Verification](https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/insights/account-owner/index.md) product and how you can use it.
* Learn more about our [Connect Flow](https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/insights/one-time-connect-flow/index.md) and the steps the customer will go through.
* Refer to the [Quick Start guide](https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/insights/quickstart/index.md) for the API integration steps.
* Refer to the [API References](https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/insights/api-references/index.md) to learn more about the API.