# FAQ
source: https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/insights/faq/index.md

### General {#general}

Mastercard's AIS service can aggregate bank data from banks all across Europe, and fetch valuable, real-time data to power your business. This can be used to build new lending services, automate accounting solutions, or power future online banking services. Yes, we are currently integrating banks' new PSD2 APIs across Europe. However, to make sure you get the best experience possible, we still use our reverse engineered APIs if the quality of banks' PSD2 APIs does not meet standards.

### Licenses and certificates {#licenses-and-certificates}

To use Insights, you do not need a license as we are already a licensed Third Party Provider (TPP) and services are provided through out license.  
Complete the [Contact Us](https://openbankingeu.mastercard.com/contact-us) form if you have any questions or concerns about the AISP or PISP license.

### Markets and coverage {#markets-and-coverage}

When we go to a new market, we want to make sure we cover as many banks as possible, so you can build the best and most reliable service on top of our API.

For a full overview of that banks we support for Insights, refer to [Supported Providers](https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/insights/production/supported-providers/index.md).
We support a vast majority of the banks across Europe. And we continue to add more banks in both the B2B and B2C markets.

For a full overview of that banks we support for Insights, refer to [Supported Providers](https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/insights/production/supported-providers/index.md).

### Compliance and security {#compliance-and-security}

Yes. Compliance and security is integral to Mastercard Open Finance, including the EU's legislation, PSD2 (Revised Payment Service Directive). To make payments safer than ever, Strong Customer Authentication (SCA) is an EU requirement that's set in place to reduce fraud. This means, when a customer authorizes AIS or PIS access to their account, the bank will require the customer to authenticate using at least two of the three following authentication measures:

* Something the customer knows (password or pin)
* Something the customer has (phone or laptop)
* Something the customer is (fingerprint or face recognition)

Please refer to our complete set of [FAQs](https://developer.mastercard.com/open-finance-europe/documentation/faq/index.md) that covers all of our solutions.