# Insights
source: https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/insights/index.md

Mastercard's Open Finance Insights platform provides the ability to opt-in to multiple data insight services with minimal integration. Additionally, it provides a dedicated data science environment that can deliver differentiated data solutions. This solution can serve clients who want to use Mastercard's Open Finance PSD2 license.

The Insights solution improves digital onboarding and payment services for you and your customers through a simple, secure API that can leverage account information services in order to verify account ownership or receive balance insights.

During onboarding, clients can use the our service to retrieve client credentials and leverage Insights services.

### How it works {#how-it-works}

The Insights platform is part of our modular Open Finance services. Through one single connection, you can get access to multiple products that leverage account information service connectivity with added data insights.

Our modular approach allows you to select one or more products and rely on our consent management to ensure that users give consent to share specific account information.
![](https://static.developer.mastercard.com/content/open-finance-europe/uploads/insights/how-it-works.png)

### Products {#products}

Our Insights solution enables multiple types of checks using Open Finance data:

#### Account owner verification {#account-owner-verification}

Verifying account owner details for customer onboarding.

[Learn more →](https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/insights/account-owner/index.md)

#### Balance check {#balance-check}

Verifying account balance before making a purchase or setting up a direct debit.

[Learn more →](https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/insights/balance/index.md)

### Getting started {#getting-started}

Insights provides actionable data retrieved Open Finance connectivity through a single platform that supports multiple products.

Refer to the [Quick Start Guide](https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/insights/quickstart/index.md) to find out how you can onboard your first user and begin your Insights journey today.

Our Solution is more than an Open Finance platform for you as the integrator, but also a platform for your customers to safely interact with many services. Since existing users have already connected to their banks, connecting them to your service is simple and requires little to no user interaction.

Our solution offers these features that will enhance your customer relationships:

* [Connect flow](https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/insights/one-time-connect-flow/index.md) - provides a smooth onboarding experience and fully managed flow between users, their banks and your service, so they can easily initiate payments and share data

* [Hub](https://app.aiia.eu/#/hub/login) - provides a destination for users where they can manage their bank connections and stay in control of the data they shared with any service

If you are using your own Open Finance license and want to use our stateless Enterprise platform, you can get started [here](https://developer.mastercard.com/open-finance-europe/documentation/licensed/aiia-enterprise/quickstart/index.md).

### Getting help {#getting-help}

Complete the [Contact Us](https://openbankingeu.mastercard.com/contact-us) form if you have any questions or require assistance.