# Using Mastercard's license
source: https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/index.md

Mastercard provides an Open Finance platform that makes it possible for anyone with a bank account to put the power of their bank's functionality directly in your service. We are already a licensed Third Party Provider (TPP), which means TPPs do not need an AISP (Account Information Service Provider) or a PISP (Payment Initiation Service Provider) license to use our Open Finance functionality.

With just a few lines of code you will be able to support a range of use cases while staying both compliant and significantly reducing your time to market.

## Solutions {#solutions}

#### Aiia Data {#aiia-data}

Our Aiia Data solution enables to access real-time account information and transactions from different accounts within a chosen period of time.

[Learn more →](https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/aiia-data/index.md)

#### Aiia Pay {#aiia-pay}

Our Aiia Pay solution provides the capability to integrate the bank's payment functionality into your service, allowing you to accept payments, and enabling your customers to make payments from your interface.

[Learn more →](https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/aiia-pay/index.md)

#### Insights {#insights}

Our Insights solution enables real-time, insights you need to make informed decisions on individuals and businesses across diverse use cases.

[Learn more →](https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/insights/index.md)

## Getting help {#getting-help}

Complete the [Contact Us](https://openbankingeu.mastercard.com/contact-us) form if you have any questions or require assistance.