# Insights
source: https://developer.mastercard.com/open-finance-europe/documentation/licensed/insights/index.md

Insights is a platform that provides the ability to opt-in to multiple data insight services with minimal integration and a dedicated data science environment that can deliver differentiated data solutions. This solution can serve clients who wish to use their *own banking PSD2 license^1^*.

Improve digital onboarding and payment services for you and your customers through a simple, secure API that can leverage account information services in order to verify account ownership or receive balance insights.

During onboarding, clients can use the Enterprise app to retrieve client credentials and leverage Insights services.

### How it works {#how-it-works}

The Insights platform is part of our modular Open Finance services. Through one single connection, you can get access to multiple products that leverage account information service connectivity with added data insights.

Our modular approach allows you to select one or more products and rely on our consent management to ensure that users give consent to share specific account information.
![](https://static.developer.mastercard.com/content/open-finance-europe/uploads/insights/insight-ent-how-it-works.png) Note: Verification of Income will be available in the UK only.

### Products {#products}

Our Insights solution enables multiple types of checks using Open Finance data:

#### Balance check {#balance-check}

Verifying account owner details for customer onboarding.

[Learn more →](https://developer.mastercard.com/open-finance-europe/documentation/licensed/insights/balance/index.md)

#### Verification of Income {#verification-of-income}

Verify all income streams belonging to an individual as part of an affordability assessment.

[Learn more →](https://developer.mastercard.com/open-finance-europe/documentation/licensed/insights/voi/index.md)

#### Account owner verification {#account-owner-verification}

Verifying account balance before making a purchase or setting up a direct debit.

[Learn more →](https://developer.mastercard.com/open-finance-europe/documentation/licensed/insights/account-owner/index.md)

### Environment domain {#environment-domain}

You have default access to the Sandbox environment when you create an Fintech application in the developer portal. Test banks are provided in this environment, which provide the same features as live banks without exposing real bank data.
Note: The data in the sandbox is not guaranteed to be persistent over time as we delete data from time to time. By contrast, the Production environment provides access to real bank data.

### Getting started {#getting-started}

Insights provides actionable data retrieved Open Finance connectivity through a single platform that supports multiple products.

Refer to the [Insights API specs](https://developer.mastercard.com/open-finance-europe/documentation/licensed/insights/api-references/index.md) to find out how you can onboard your first user and begin your **Insights** journey today.

Our Solution is more than an Open Finance platform for you as the integrator, but also a platform for your customers to safely interact with many services. Since existing users have already connected to their banks, connecting them to your service is simple and requires little to no user interaction.

If you want to use our Open Finance license, you can get started [here.](https://developer.mastercard.com/open-finance-europe/documentation/unlicensed/index.md)

### Getting help {#getting-help}

Complete the [Contact Us](https://openbankingeu.mastercard.com/contact-us) form if you have any questions or require assistance.

^1^The PSD2 license, or Payment Institution license, allows companies to provide payment services in compliance with PSD2.