# Use Cases
source: https://developer.mastercard.com/open-finance-data/documentation/use-cases/index.md

Here are some key use cases that you can build using Mastercard Open Finance.

#### Account Opening {#account-opening}

Instantly confirm bank account ownership, no paperwork, no waiting.

[Learn more →](https://developer.mastercard.com/open-finance-data/documentation/use-cases/account-opening/index.md)

#### Direct Debit {#direct-debit}

Seamlessly verify account details to enable fast, secure Direct Debit setup.

[Learn more →](https://developer.mastercard.com/open-finance-data/documentation/use-cases/direct-debit/index.md)

#### Lending and Financial Management {#lending-and-financial-management}

Access raw transaction data to build smarter credit models and personalized financial tools.

[Learn more →](https://developer.mastercard.com/open-finance-data/documentation/use-cases/lending-and-financial-management/index.md)

#### Smart Data and Loyalty {#smart-data-and-loyalty}

Turn raw transaction data into powerful insights that drive engagement, rewards, and long-term loyalty.

[Learn more →](https://developer.mastercard.com/open-finance-data/documentation/use-cases/smart-data-and-loyalty/index.md)