# Cash Flow Report
source: https://developer.mastercard.com/open-finance-au/documentation/products/cash-flow-report/index.md

### Cash Flow Report {#cash-flow-report}

Tip: Accessing user data (account data, transactions, reports, etc.) requires user consent. For more about consent please check the [consent](https://developer.mastercard.com/open-finance-au/documentation/consent/index.md) page.

The Cash Flow report provide cash flow credit and debit analysis of a customer. The availability of consumer report data depends on the Financial Institution (FI). Some FIs provide only three or four months of transactions while others may provide up to 12 months.

Credit versus debit analysis for consolidated view of cash flow:

* Customizable attributes are also available
* Identification of potential transactions from other lenders
* Inflow and outflow transaction streams
* Trending and balance insights

### Generate Cash Flow Report (Business) {#generate-cash-flow-report-business}


API Reference: `POST /decisioning/v2/customers/{customerId}/cashFlowBusiness`

### Get Report by Customer {#get-report-by-customer}

Use the following to get the report once it has been generated.

API Reference: `GET /decisioning/v4/customers/{customerId}/reports/{reportId}`

### Get All Reports Generated by Customer {#get-all-reports-generated-by-customer}

Use the following to get all reports that have been generated for a specified customer.

API Reference: `GET /decisioning/v1/customers/{customerId}/reports`

Note: Get Report endpoints can both be used to obtain either JSON or PDF format reports.

To specify the format required, use `application/json` or `application/pdf` for the Accept request headers.

## Refreshing Reports {#refreshing-reports}

If the user's consent is still active and you require an updated verification of income report, you can request a new report by using the APIs rather than re-engaging with the customer.
Note: Since many Financial Institutions only post transactions once per day, calling the refresh reports APIs repeatedly is not recommended.

## Resources {#resources}

#### Report Example {#report-example}

You can view an example Cash Flow report by downloading the following PDF:
[cf-report.pdf](https://static.developer.mastercard.com/content/open-finance-au/uploads/reports/cf-report.pdf) (2MB)