# Open Finance Products
source: https://developer.mastercard.com/open-finance-au/documentation/products/index.md

## Prerequisites {#prerequisites}

Before you try any of the Open Finance products please ensure that you are first setup for success by ensuring you have already completed the following:

* [Generated your credentials](https://developer.mastercard.com/open-finance-au/documentation/quick-start-guide/index.md#1-generate-your-credentials) for accessing the services.
* Understand how to [authenticate](https://developer.mastercard.com/open-finance-au/documentation/access-and-config/auth/index.md) and receive an access token.
* Connected your customer (real or testing) accounts through the [Connect Application](https://developer.mastercard.com/open-finance-au/documentation/connect/index.md).

## Products {#products}

#### Verification of Income (VOI) {#verification-of-income-voi}

Get a report that ranks a customer's income streams.

[Learn more →](https://developer.mastercard.com/open-finance-au/documentation/products/voi/index.md)

#### Verification of Assets (VOA) {#verification-of-assets-voa}

Retrieve up to 6 months of a customer's transaction history.

[Learn more →](https://developer.mastercard.com/open-finance-au/documentation/products/voa/index.md)

#### Cash Flow Analytics {#cash-flow-analytics}

A report that analyses credit and debit cash flow of a customer.

[Learn more →](https://developer.mastercard.com/open-finance-au/documentation/products/cash-flow-report/index.md)

#### Transaction Aggregation {#transaction-aggregation}

Receive nightly aggregations of a customer's financial transactions.

[Learn more →](https://developer.mastercard.com/open-finance-au/documentation/products/transaction-agg/index.md)

#### Account History {#account-history}

Receive up to 12 months of customer's aggregated financial transactions.

[Learn more →](https://developer.mastercard.com/open-finance-au/documentation/products/account-history/index.md)

#### Account Details {#account-details}

Verify a customer's account details for account opening or payment initiation.

[Learn more →](https://developer.mastercard.com/open-finance-au/documentation/products/account-details/index.md)

#### Account Owner {#account-owner}

Retrieve the account owner's details.

[Learn more →](https://developer.mastercard.com/open-finance-au/documentation/products/verification-account-owner/index.md)

#### Account Balance {#account-balance}

Retrieve a customer's available account balance.

[Learn more →](https://developer.mastercard.com/open-finance-au/documentation/products/account-balance/index.md)
