# Test Profiles
source: https://developer.mastercard.com/open-finance-au/documentation/integration-and-testing/test-the-apis/index.md

To allow you to test our APIs, we've created test profiles to cover a
wide variety of use cases.

We've also created FinBanks (mock banks) so that you can simulate
testing against live Financial Institutions (FIs). The FinBanks are
updated with new data daily and always available for testing.
Warning: If you are a Business Consumer Disclosure Consent (BCDC) model partner, you must use the [business test profiles](https://developer.mastercard.com/open-finance-au/documentation/integration-and-testing/test-the-apis/index.md#business-test-profiles). The other profiles will not work. Note: Some test profiles may require configuration of your environment to access. Contact your Mastercard representative if required to enable additional profiles.

## Consumer Test Profiles {#consumer-test-profiles}

Use these consumer profiles to test different use cases with FinBank Aus OAuth (ID 200003), FinBank Aus B OAuth (ID 2002119), and FinBank Outh Aus C (ID 2002120).

|   Username   |   Password   |                        Testing Purpose                        |
|--------------|--------------|---------------------------------------------------------------|
| profile_4110 | profile_4110 | Personal transaction, savings, loan, mortgage and credit card |
| profile_4111 | profile_4111 | Personal transaction, savings, loan, mortgage and credit card |
| profile_4112 | profile_4112 | Personal transaction, savings, loan, mortgage and credit card |
| profile_4113 | profile_4113 | Personal transaction, savings, loan, mortgage and credit card |
| profile_4114 | profile_4114 | Personal transaction, savings, loan, mortgage and credit card |
| profile_4115 | profile_4115 | Personal transaction, savings, loan, mortgage and credit card |

## Business Test Profiles {#business-test-profiles}

Use these business profiles to test use cases with FinBank Aus OAuth (ID 200003), FinBank Aus B OAuth (ID 2002119), and FinBank Outh Aus C (ID 2002120).

|   Username   |   Password   |                         Test Accounts                          |
|--------------|--------------|----------------------------------------------------------------|
| profile_4116 | profile_4116 | 2 business transaction accounts and 1 business savings account |
| profile_4117 | profile_4117 | 2 business transaction accounts and 1 business savings account |
| profile_4118 | profile_4118 | 1 credit card account                                          |

## Verification of Income Test Profiles {#verification-of-income-test-profiles}

Use these consumer profiles to test different use cases with FinBank Aus OAuth (ID 200003), FinBank Aus B OAuth (ID 2002119), and FinBank Outh Aus C (ID 2002120).

|    Username     |    Password     |        Testing Purpose         |
|-----------------|-----------------|--------------------------------|
| profile_voi_001 | profile_voi_001 | Verification of income testing |
| profile_voi_002 | profile_voi_002 | Verification of income testing |
| profile_voi_003 | profile_voi_003 | Verification of income testing |
| profile_voi_004 | profile_voi_004 | Verification of income testing |