# Financial Institutions
source: https://developer.mastercard.com/open-finance-au/documentation/financial-institutions/index.md

## Overview {#overview}

When using Open Finance services it is important that you can access information about connected Financial Institutions (FI) and what those institutions support. This information can be used to ensure you are only calling Financial Institutions (FIs) that can support your request, especially important for premium requests. These endpoints allow you to query a list of all institutions or for a specific institution.

## Institution Operations {#institution-operations}

Use the Institution APIs to search for a specific FI, or retrieve a list all supported FIs. The response provides the FI's specific detailed information.

Some FIs are OAuth direct integrations, which are indicated by the parameter `oauthEnabled: true`. OAuth connections allow the customer to log into their FI directly. Customers can then manage their accounts, permissioning only the accounts they want to share. Customers can also disconnect from the FI at any time.


API Reference: `GET /institution/v2/institutions`


API Reference: `GET /institution/v2/institutions/{institutionId}`

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## Certified Institutions {#certified-institutions}

We work with as many FIs as possible to become certified. FIs are certified based on its accessibility from the Open Finance platform, and whether they meet the criteria of being able to seamlessly add consumers and retrieve quality account data with performance consistency.

Some FIs aren't certified due to their inability to meet the qualifying standards criteria. It's also possible that some certified FIs aren't certified for specific products. If a product isn't supported, then all related APIs for that specific product are prevented from returning data.

The benefit of Certified FI connections is their healthy state, which helps you leverage our products and consume quality data for your business needs.

#### List of Certified FIs {#list-of-certified-fis}

Utilise this endpoint to return a list of all certified FIs and their supported products. To return a list of certified FIs for a specific product, change the `type` field to a product name from the list.

API Reference: `GET /institution/v2/certifiedInstitutions`

#### Product Matrix {#product-matrix}

This table maps the values sent back in the `institutions` structure of the Get Certified FIs response to the products available. A value of True means that the FI supports that product.

|         Value          |                                                                                                 Product                                                                                                 |
|------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| **transAgg**           | [Transaction Aggregation](https://developer.mastercard.com/open-finance-au/documentation/products/transaction-agg/index.md)                                                                             |
| **ach**                | [Money Transfer Details](https://developer.mastercard.com/open-finance-au/documentation/products/money-transfer-details/index.md) Note: This product is also known as Money Transfer Verification (MTV) |
| **stateAgg**           | Statements (Not available in Australia)                                                                                                                                                                 |
| **voi**                | [Verification of Income](https://developer.mastercard.com/open-finance-au/documentation/products/voi/index.md)                                                                                          |
| **voa**                | [Verification of Assets](https://developer.mastercard.com/open-finance-au/documentation/products/voa/index.md)                                                                                          |
| **aha**                | [Load Historic Transactions](https://developer.mastercard.com/open-finance-au/documentation/products/transaction-agg/index.md#load-historic-transactions)                                               |
| **availBalance**       | [Account Balance](https://developer.mastercard.com/open-finance-au/documentation/products/account-balance/index.md)                                                                                     |
| **accountOwner**       | [Account Owner](https://developer.mastercard.com/open-finance-au/documentation/products/verification-account-owner/index.md)                                                                            |
| **loanPaymentDetails** | Loan Payment Details (Not available in Australia)                                                                                                                                                       |
| **studentLoanData**    | Student Loan Data (Not available in Australia)                                                                                                                                                          |

## Resources {#resources}

Within the Connect experience you can customize which FIs appear for your customers, refer to [Institutions Settings](https://developer.mastercard.com/open-finance-au/documentation/connect/connect-institutions-settings/index.md) in the Connect section for more information.