# Quick Start Guide
source: https://developer.mastercard.com/ob-accept-payments/documentation/quickstart/index.md

Note: While in Pilot Mode, all our onboarding is manual. Please [contact us](https://openbankingeu.mastercard.com/contact-us) to obtain the onboarding form and instructions on the next steps to get you started.

### Quick Start {#quick-start}

**Mastercard Open Finance Pay:**

Mastercard Open Finance Pay offers two payment products based on account-to-account payments. These products make it possible to integrate an Account Servicing Payment Service Provider (ASPSP) payment functionality into your service.

* Accepting payments (for example, accepting payments in an online store). Refer to the Accept Payments Integration Guide to further explore the integration process and learn how to accept payments.
* Refunds - Enable the return of funds to a customer. For example, refund a customer for an order that they placed twice by mistake or refund a customer when an order can no longer be fulfilled. Refer to the Refunds Integration Guide to further explore the integration process and learn how to perform refunds.

### Getting Started {#getting-started}

While Mastercard Open Finance Pay is in pilot mode onboarding into our environments will be a manual process. Contact our sales team who can walk you through the process of getting onboarded so that you can start integrating with the Mastercard Open Finance Pay APIs.