# Merchant Onboarding
source: https://developer.mastercard.com/ob-accept-payments/documentation/payments/merchant-onboarding/index.md

This section describes how to onboard your merchants to the Mastercard Open
Finance Pay API, depending on whether you operate on your own license.

* Refer to [Merchant Onboarding for Licensed Integrators](https://developer.mastercard.com/ob-accept-payments/documentation/payments/merchant-onboarding/merch-onb-for-licensed-integrators/index.md) to onboard merchants when you operate on your own license.
* Refer to [Merchant Onboarding for Unlicensed Integrators](https://developer.mastercard.com/ob-accept-payments/documentation/payments/merchant-onboarding/merch-onb-for-unlicensed-integrators/index.md) to onboard merchants when you operate using the Mastercard Open Finance Pay license.