# Merchant Onboarding
source: https://developer.mastercard.com/ob-accept-payments/documentation/payments/merchant-onboarding/index.md

This section describes how to onboard merchants to the Mastercard Open
Finance Pay API, depending on whether you operate on your own PISP license, and how to manage
merchant records.

* Refer to [Merchant Onboarding for Licensed Integrators](https://developer.mastercard.com/ob-accept-payments/documentation/payments/merchant-onboarding/merch-onb-for-licensed-integrators/index.md) to onboard merchants when you operate on your own license.
* Refer to [Merchant Onboarding for Unlicensed Integrators](https://developer.mastercard.com/ob-accept-payments/documentation/payments/merchant-onboarding/merch-onb-for-unlicensed-integrators/index.md) to onboard merchants when you operate using the Mastercard Open Finance Pay license.
* Refer to [Managing Merchant Records](https://developer.mastercard.com/ob-accept-payments/documentation/payments/merchant-onboarding/managing-merchant-records/index.md) to retrieve, update, disable, enable, or delete merchants after onboarding.