# MTF Test Cards
source: https://developer.mastercard.com/mastercard-send/documentation/implementation/test-cards/index.md

This page provides spreadsheets of test PANs that you can use when testing Mastercard Send APIs and Mastercard Merchant Presented QR (MPQR) APIs in the Mastercard Test Facility (MTF) environment.

You can use any of these test PANs in your API requests. If you need to provide an expiration date, any future date should work, e.g. 2077-03. If you need to provide a Card Verification Code (CVC), any 3-digit number should work, e.g. 123.

We may update these spreadsheets occasionally. Please check here for the latest versions prior to testing.

### U.S. test PANs {#us-test-pans}


[Test_Cards_US_MTF.xlsx](https://static.developer.mastercard.com/content/mastercard-send/uploads/Test_Cards_US_MTF.xlsx) (18KB)
--- *updated 25 July 2022*

Provides consumer and commercial test PANs for the following networks:

* Mastercard (Debit)
* Maestro (Debit)
* Mastercard (Credit)
* Mastercard (Prepaid)
* Mastercard MoneySend
* STAR
* Pulse
* NYCE
* VISA OCT/AFT (Prepaid)
* VISA OCT/AFT (Debit)
* VISA RETURNS (Debit)
* MoneySend Dual Message (DM)
* MoneySend Funding DM
* MoneySend Funding DM Debit
* MoneySend Funding Single Message (SM)

<br />

### Rest of World test PANs {#rest-of-world-test-pans}


[Test_Cards_MTF.xlsx](https://static.developer.mastercard.com/content/mastercard-send/uploads/Test_Cards_MTF.xlsx) (127KB)
--- *updated 10 February 2026*

Provides the following types of Mastercard test PANs for different countries, where available:

* Consumer Debit
* Consumer Credit
* Consumer Prepaid
* Commercial Debit
* Commercial Credit
* Commercial Prepaid
* Maestro