# Retrying a Declined Transaction
source: https://developer.mastercard.com/mastercard-send-disbursements/documentation/tutorials-and-guides/declined-txn/index.md

When a transaction is declined, the POST 201 response (if the `decline_details` query parameter was used) or GET 200 response will show `status` as 'DECLINED' and include fields that indicate the decline reason:

|                        Field                        |                                                                                                                                                     Description                                                                                                                                                      |
|-----------------------------------------------------|----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| `network_status_code`, `network_status_description` | The ISO code and description passed from the network, for example: * 05 = Do not honor * 13 = Invalid amount * 43 = Stolen card * 54 = Expired card See [Network Response Codes](https://developer.mastercard.com/mastercard-send-disbursements/documentation/response-error-codes/network-response-codes/index.md). |
| `merchant_advice_code`                              | Present when the transaction request is declined by the Receiving Institution (RI). See [Decline Details](https://developer.mastercard.com/mastercard-send-disbursements/documentation/response-error-codes/decline-details/index.md).                                                                               |
| `network_decision_code`                             | Present when the transaction request is declined by the Mastercard network or there's an issue reaching the RI. See [Decline Details](https://developer.mastercard.com/mastercard-send-disbursements/documentation/response-error-codes/decline-details/index.md).                                                   |

Use the field values to determine whether to retry the transaction request. For example:

|                                                                                             Example field values                                                                                              |                                                              Possible meaning and action                                                              |
|---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|-------------------------------------------------------------------------------------------------------------------------------------------------------|
| `network_status_code` = 05 `network_status_description` = Do not honor `network_decision_code` = 03 (Transaction declined by Mastercard because sanctions limit exceeded.)                                    | Mastercard network declined because of sanctions match or limit exceeded, e.g. recipient not permitted to receive funds disbursements. Do not retry.  |
| `network_status_code` = 91 `network_status_description` = Authorization System or issuer system inoperative `network_decision_code` = 01 (Mastercard processing decision or issuer not available. Can retry.) | Mastercard network declined because RI is not available. Can retry.                                                                                   |
| `network_status_code` = 72 `network_status_description` = Account Not Yet Activated `merchant_advice_code` = 02 (Try Again Later)                                                                             | RI declined because account is new and not activated. Can advise sender to notify receiving account holder to activate their account, then can retry. |
| `network_status_code` = 14 `network_status_description` = Invalid card number `merchant_advice_code` = 03 (Do Not Try Again)                                                                                  | RI declined because receiving card number invalid. Do not retry. Can ask sender to provide alternative receiving account.                             |

Note: If the field values explicitly state or suggest that the transaction should not be retried, do not send it again.

When retrying a transaction request, send it as a new request with a unique Disbursement Reference ID. Do **not** set the `repeat-flag` header to 'true'.