# Domestic Payment Schemes
source: https://developer.mastercard.com/mastercard-gateway/documentation/payment-methods/cards/domestic-schemes/index.md

Domestic payment schemes are national or regional card networks that offer localized transaction processing, often with broader merchant coverage, lower costs, improved consumer preference, and enhanced data sovereignty.

### Key benefits include: {#key-benefits-include}

* Broader merchant coverage in local regions
* Lower transaction costs compared to international networks
* Stronger consumer preference due to familiarity and trust
* Enhanced data sovereignty and regulatory alignment