# Redecard
source: https://developer.mastercard.com/mastercard-gateway/documentation/payment-methods/alt-pay-methods/payment-plans/redecard/index.md

Redecard is a payment plan which allows you to enter installment information on transactions processed by the Redecard acquirer. Merchants can only submit Redecard payment plans processing in Brazil for transactions in Brazilian reals currency and on cards issued in Brazil.

The number of payments and a minimum transaction amount of 5.00 BRL is are required when selecting the Redecard plan type.

## Payment plan inquiry {#payment-plan-inquiry}

You can request the gateway for a list of valid plans for a transaction using the **Payment Options Inquiry** operation. The following details about the supported payment plans are returned:

* `paymentTypes.card.paymentPlans[n].numberOfDeferrals[n]`
* `paymentTypes.card.paymentPlans[n].numberOfPayments[n]`
* `paymentTypes.card.paymentPlans[n].payerInterest`
* `paymentTypes.card.paymentPlans[n].planId`

Alert: The plan identifier (`planId`) for Redecard is **REDECARD**. Alert: From Gateway API version 70 and later, for the payment plan product Redecard, available payment plan offers are returned. Each payment plan offer has a unique offer ID.

* `paymentPlanProduct.{paymentPlanProductId}`
* `paymentPlanProduct.{paymentPlanProductId}.name`
* `paymentPlanProduct.{paymentPlanProductId}.logoUrl`
* `paymentTypes.card.paymentPlanOffer.{id}`
* `paymentTypes.card.paymentPlanOffer{id}.paymentPlanProductId`
* `paymentTypes.card.paymentPlanOffer.{id}.currency`
* `paymentTypes.card.paymentPlanOffer.{id}.numberofPayments`
* `paymentTypes.card.paymentPlanOffer.{id}.subsequentPaymentAmount`
* `paymentTypes.card.paymentPlanOffer.{id}.firstPaymentAmount`
* `paymentTypes.card.paymentPlanOffer.{id}.deferralPeriod`
* `paymentTypes.card.paymentPlanOffer.{id}.interest.charged`

**Payment Options Inquiry API Reference** [\[REST\]](https://developer.mastercard.com/mastercard-gateway/documentation/api-reference/v100/rest/api-ops/index.md#gateway) [\[NVP\]](https://developer.mastercard.com/mastercard-gateway/documentation/api-reference/v100/nvp/api-ops/index.md#gateway)

## Submit a transaction with the payment plan {#submit-a-transaction-with-the-payment-plan}

To submit a transaction with the payment plan selected by the payer, provide the following fields in an Authorize/Pay or Update Session request:

* `paymentPlan.numberOfDeferrals`
* `paymentPlan.numberOfPayments`
* `paymentPlan.planId`

Alert: From the version 70 onwards, provide `paymentPlan.offerID` field with the offer ID in the Payment Options Inquiry response.

The gateway processes a payment plan only if the following conditions are met:

* The order currency is supported on the payment plan,
* The card type is supported on the payment plan.

**Payment Plans API Reference** [\[REST\]](https://developer.mastercard.com/mastercard-gateway/documentation/api-reference/v100/rest/api-ops/index.md#transaction) [\[NVP\]](https://developer.mastercard.com/mastercard-gateway/documentation/api-reference/v100/nvp/api-ops/index.md#transaction)