# WS API examples of American Express source: https://developer.mastercard.com/mastercard-gateway/documentation/gateway-features/trans-enrich-data/cardholder-present-data/transit/aggtrn-transit-rules-nam/wsapi-amex-examples/index.md ### Aggregated transit fare with point-to-point encryption {#aggregated-transit-fare-with-point-to-point-encryption} ### Verify {#verify} ```json { "apiOperation": "VERIFY", "order": { "currency": "USD" }, "sourceOfFunds": { "provided": { "card": { "emvRequest": { "5F2A": "826", "82": "0000", "84": "010101010101", "95": "0000000000", "9A": "161021", "9B": "0101", "9C": "00", "9F02": "000000001099", "9F03": "000000000000", "9F06": "010101010101", "9F07": "0101", "9F09": "0101", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "826", "9F1E": "0123ABCD", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F33": "E0B8C8", "9F34": "1E0300", "9F35": "12", "9F36": "0002", "9F37": "2A4E1690", "9F41": "0123", "9F53": "A", "9F6E": "0101" }, "expiry": { "month": "01", "year": "39" }, "number": "5123456789012346" } }, "type": "CARD" }, "transaction": { "source": "CARD_PRESENT" }, "posTerminal": { "address": { "country": "AUS" }, "attended": "UNATTENDED", "cardholderActivated": "SELF_SERVICE_TERMINAL", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED" } } ``` ```json { "authorizationResponse": { "transactionIdentifier": "XgaogpHyUPFtSMG" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 0.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-26T05:45:39.747Z", "currency": "USD", "id": "AKS_292675669", "lastUpdatedTime": "2025-06-26T05:45:40.143Z", "merchantAmount": 0.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "VERIFIED", "totalAuthorizedAmount": 0.00, "totalCapturedAmount": 0.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED" }, "response": { "acquirerCode": "00", "gatewayCode": "APPROVED" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "emvRequest": { "5F2A": "840", "5F34": "056", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F33": "000000", "9F34": "1E0300", "9F35": "14", "9F36": "0002", "9F37": "2A4E1690", "9F39": "03", "9F6E": "1234" }, "expiry": { "month": "12", "year": "39" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "paymentAccountReference": "RLPIKA2AX8BBBBSXQCEKZ2NKBIQVO", "scheme": "AMEX", "sequenceNumber": "056", "storedOnFile": "NOT_STORED" } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-26T05:45:40.143Z", "timeOfRecord": "2025-06-26T05:45:39.788Z", "transaction": { "acquirer": { "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808" }, "amount": 0.00, "currency": "USD", "id": "AKS_864198839", "receipt": "517705000018", "source": "CARD_PRESENT", "stan": "18", "terminal": "0001", "transit": { "aggregatedFare": { "type": "FARE" } }, "type": "VERIFICATION" }, "version": "100" } ``` ### Authorization {#authorization} ```json { "apiOperation": "AUTHORIZE", "order": { "amount": "100", "currency": "USD" }, "lineOfBusiness": "amex", "sourceOfFunds": { "provided": { "card": { "emvRequest": { "5F2A": "978", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F34": "1E0300", "9F36": "0002", "9F37": "2A4E1690", "9F6E": "1234", "9F39": "03", "9F35": "14", "9F33": "000000", "5F34": "000", "9F1E": 12345 }, "p2pe": { "cardBin": "345678", "initializationVector": "00000000000000000000000000000000", "encryptionState": "VALID", "keySerialNumber": "3CE000000000000000000001", "payload": "c33e0985d7f7e6da8519eeaee114bea45b8adf66667e10eb5362d09ffec56018" } } }, "type": "CARD" }, "transaction": { "acquirer": {}, "source": "CARD_PRESENT", "transit": { "aggregatedFare": { "aggregationStartDate": "2022-05-05", "type": "FARE", "transportationMode": "TRAIN" } } }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED" } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "OsChMdb8EaKYm4Q" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T08:55:17.548Z", "currency": "USD", "id": "AKS_63440946", "lastUpdatedTime": "2025-06-25T08:55:17.993Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "AUTHORIZED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 0.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "acquirerCode": "00", "acquirerMessage": "Approved", "gatewayCode": "APPROVED", "gatewayRecommendation": "NO_ACTION" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "emvRequest": { "5F2A": "978", "5F34": "000", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F1E": "12345", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F33": "000000", "9F34": "1E0300", "9F35": "14", "9F36": "0002", "9F37": "2A4E1690", "9F39": "03", "9F6E": "1234" }, "encryption": "DUKPT", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "paymentAccountReference": "4TANITVLDBRAIA3FEHDPE5KV3NPRA", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T08:55:17.993Z", "timeOfRecord": "2025-06-25T08:55:17.653Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808" }, "amount": 100.00, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_698890547", "receipt": "517608000004", "source": "CARD_PRESENT", "stan": "4", "terminal": "0002", "transit": { "aggregatedFare": { "aggregationStartDate": "2022-05-05", "transportationMode": "TRAIN", "type": "FARE" } }, "type": "AUTHORIZATION" }, "version": "100" } ``` ### Capture {#capture} ```json { "apiOperation": "CAPTURE", "lineOfBusiness": "amex", "transaction": { "amount": "10", "currency": "USD", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "OsChMdb8EaKYm4Q" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T08:55:17.548Z", "currency": "USD", "id": "AKS_63440946", "lastUpdatedTime": "2025-06-25T09:15:54.265Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_CAPTURED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "gatewayCode": "APPROVED_PENDING_SETTLEMENT" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T09:15:54.265Z", "timeOfRecord": "2025-06-25T09:15:54.090Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-25", "timeZone": "-0400" }, "amount": 10.00, "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_934433620", "receipt": "517609000005", "source": "CARD_PRESENT", "stan": "5", "terminal": "0002", "transit": { "aggregatedFare": { "aggregationStartDate": "2022-05-05", "transportationMode": "TRAIN", "type": "FARE" } }, "type": "CAPTURE" }, "version": "100" } ``` ### Refund {#refund} ```json { "apiOperation": "REFUND", "lineOfBusiness": "amex", "transaction": { "amount": "10", "currency": "USD", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "OsChMdb8EaKYm4Q" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T08:55:17.548Z", "currency": "USD", "id": "AKS_63440946", "lastUpdatedTime": "2025-06-25T09:17:21.979Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "REFUNDED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 10.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "gatewayCode": "APPROVED_PENDING_SETTLEMENT" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T09:17:21.979Z", "timeOfRecord": "2025-06-25T09:17:21.789Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-25", "timeZone": "-0400" }, "amount": 10.00, "currency": "USD", "id": "AKS_304936581", "receipt": "517609000006", "source": "CARD_PRESENT", "stan": "6", "terminal": "0002", "type": "REFUND" }, "version": "100" } ``` ### Void {#void} ```json { "apiOperation": "VOID", "transaction": { "targetTransactionId": "AKS_304936581", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "OsChMdb8EaKYm4Q" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T08:55:17.548Z", "currency": "USD", "id": "AKS_63440946", "lastUpdatedTime": "2025-06-25T09:19:06.660Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_CAPTURED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "gatewayCode": "APPROVED" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T09:19:06.660Z", "timeOfRecord": "2025-06-25T09:19:06.418Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-25", "timeZone": "-0400" }, "amount": 10.00, "currency": "USD", "id": "AKS_94186687", "receipt": "517609000007", "source": "CARD_PRESENT", "stan": "7", "targetTransactionId": "AKS_304936581", "terminal": "0002", "type": "VOID_REFUND" }, "version": "100" } ``` ### Tap initiated debt recovery with point-to-point encryption {#tap-initiated-debt-recovery-with-point-to-point-encryption} #### Authorization {#authorization-1} ```json { "apiOperation": "AUTHORIZE", "order": { "amount": "100", "currency": "USD" }, "lineOfBusiness": "amex", "sourceOfFunds": { "provided": { "card": { "emvRequest": { "5F2A": "978", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F34": "1E0300", "9F36": "0002", "9F37": "2A4E1690", "9F6E": "1234", "9F39": "03", "9F35": "14", "9F33": "000000", "5F34": "000", "9F1E": 12345 }, "p2pe": { "cardBin": "345678", "initializationVector": "00000000000000000000000000000000", "encryptionState": "VALID", "keySerialNumber": "3CE000000000000000000001", "payload": "c33e0985d7f7e6da8519eeaee114bea45b8adf66667e10eb5362d09ffec56018" } } }, "type": "CARD" }, "transaction": { "acquirer": {}, "source": "CARD_PRESENT", "transit": { "aggregatedFare": { "aggregationStartDate": "2022-05-05", "type": "DEBT_RECOVERY_TAP_INITIATED", "transportationMode": "TRAIN" } } }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED" } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "8o1i7DOrllL9Zsg" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T09:20:50.963Z", "currency": "USD", "id": "AKS_593582711", "lastUpdatedTime": "2025-06-25T09:20:51.359Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "AUTHORIZED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 0.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "acquirerCode": "00", "acquirerMessage": "Approved", "gatewayCode": "APPROVED", "gatewayRecommendation": "NO_ACTION" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "emvRequest": { "5F2A": "978", "5F34": "000", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F1E": "12345", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F33": "000000", "9F34": "1E0300", "9F35": "14", "9F36": "0002", "9F37": "2A4E1690", "9F39": "03", "9F6E": "1234" }, "encryption": "DUKPT", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "paymentAccountReference": "MHASUSHPHVNS9NUF3WFWJWUIOZV5M", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T09:20:51.359Z", "timeOfRecord": "2025-06-25T09:20:51.053Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808" }, "amount": 100.00, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_309460362", "receipt": "517609000008", "source": "CARD_PRESENT", "stan": "8", "terminal": "0001", "transit": { "aggregatedFare": { "aggregationStartDate": "2022-05-05", "transportationMode": "TRAIN", "type": "DEBT_RECOVERY_TAP_INITIATED" } }, "type": "AUTHORIZATION" }, "version": "100" } ``` #### Capture {#capture-1} ```json { "apiOperation": "CAPTURE", "lineOfBusiness": "amex", "transaction": { "amount": "10", "currency": "USD", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "8o1i7DOrllL9Zsg" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T09:20:50.963Z", "currency": "USD", "id": "AKS_593582711", "lastUpdatedTime": "2025-06-25T09:34:20.579Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_CAPTURED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "gatewayCode": "APPROVED_PENDING_SETTLEMENT" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T09:34:20.579Z", "timeOfRecord": "2025-06-25T09:34:20.409Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-25", "timeZone": "-0400" }, "amount": 10.00, "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_521743322", "receipt": "517609000008", "source": "CARD_PRESENT", "stan": "8", "terminal": "0002", "transit": { "aggregatedFare": { "aggregationStartDate": "2022-05-05", "transportationMode": "TRAIN", "type": "DEBT_RECOVERY_TAP_INITIATED" } }, "type": "CAPTURE" }, "version": "100" } ``` #### Refund {#refund-1} ```json { "apiOperation": "REFUND", "lineOfBusiness": "amex", "transaction": { "amount": "10", "currency": "USD", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "8o1i7DOrllL9Zsg" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T09:20:50.963Z", "currency": "USD", "id": "AKS_593582711", "lastUpdatedTime": "2025-06-25T09:35:56.726Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "REFUNDED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 10.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "gatewayCode": "APPROVED_PENDING_SETTLEMENT" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T09:35:56.726Z", "timeOfRecord": "2025-06-25T09:35:56.565Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-25", "timeZone": "-0400" }, "amount": 10.00, "currency": "USD", "id": "AKS_940431138", "receipt": "517609000009", "source": "CARD_PRESENT", "stan": "9", "terminal": "0002", "type": "REFUND" }, "version": "100" } ``` #### Void {#void-1} ```json { "apiOperation": "VOID", "transaction": { "targetTransactionId": "AKS_940431138", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "8o1i7DOrllL9Zsg" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T09:20:50.963Z", "currency": "USD", "id": "AKS_593582711", "lastUpdatedTime": "2025-06-25T09:37:21.144Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_CAPTURED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "gatewayCode": "APPROVED" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T09:37:21.144Z", "timeOfRecord": "2025-06-25T09:37:20.911Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-25", "timeZone": "-0400" }, "amount": 10.00, "currency": "USD", "id": "AKS_164399455", "receipt": "517609000010", "source": "CARD_PRESENT", "stan": "10", "targetTransactionId": "AKS_940431138", "terminal": "0002", "type": "VOID_REFUND" }, "version": "100" } ``` ### Payer initiated debt recovery {#payer-initiated-debt-recovery} #### Mail Order Telephone Order (MOTO) {#mail-order-telephone-order-moto} ##### Authorization {#authorization-2} ```json { "apiOperation": "AUTHORIZE", "lineOfBusiness": "amex", "order": { "amount": "100", "currency": "USD" }, "sourceOfFunds": { "provided": { "card": { "expiry": { "month": "12", "year": "39" }, "number": "371881245560002", "sequenceNumber": "099" } }, "type": "CARD" }, "transaction": { "acquirer": { }, "source": "MOTO", "transit": { "aggregatedFare": { "aggregationStartDate": "2022-05-05", "type": "DEBT_RECOVERY_PAYER_INITIATED", "transportationMode": "TRAIN" } } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "77ywS6CLXeYIBJ3" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 100, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-07-02T06:08:27.802Z", "currency": "USD", "id": "AKS_484914753", "lastUpdatedTime": "2025-07-02T06:08:28.091Z", "merchantAmount": 100, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "AUTHORIZED", "totalAuthorizedAmount": 100, "totalCapturedAmount": 0, "totalDisbursedAmount": 0, "totalRefundedAmount": 0 }, "response": { "acquirerCode": "00", "acquirerMessage": "Approved", "gatewayCode": "APPROVED", "gatewayRecommendation": "NO_ACTION" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "39" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "paymentAccountReference": "QLFS1YGBZUA8IECWJKNGQT9LD4T77", "scheme": "AMEX", "sequenceNumber": "099", "storedOnFile": "NOT_STORED" } }, "type": "CARD" }, "timeOfLastUpdate": "2025-07-02T06:08:28.091Z", "timeOfRecord": "2025-07-02T06:08:27.903Z", "transaction": { "acquirer": { "batch": 1, , "date": "2025-07-02", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808" }, "amount": 100, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_566556867", "receipt": "518306000044", "source": "MOTO", "stan": "44", "terminal": "0001", "transit": { "aggregatedFare": { "aggregationStartDate": "2022-05-05", "transportationMode": "TRAIN", "type": "DEBT_RECOVERY_PAYER_INITIATED" } }, "type": "AUTHORIZATION" }, "version": "100" } ``` ### Merchant initiated debt recovery with point-to-point encryption {#merchant-initiated-debt-recovery-with-point-to-point-encryption} #### Failed authorization {#failed-authorization} ```json { "apiOperation": "AUTHORIZE", "order": { "amount": "11.25", "currency": "USD" }, "lineOfBusiness": "amex", "sourceOfFunds": { "provided": { "card": { "emvRequest": { "5F2A": "978", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F34": "1E0300", "9F36": "0002", "9F37": "2A4E1690", "9F6E": "1234", "9F39": "03", "9F35": "14", "9F33": "000000", "5F34": "000", "9F1E": 12345 }, "p2pe": { "cardBin": "345678", "initializationVector": "00000000000000000000000000000000", "encryptionState": "VALID", "keySerialNumber": "3CE000000000000000000001", "payload": "c33e0985d7f7e6da8519eeaee114bea45b8adf66667e10eb5362d09ffec56018" } } }, "type": "CARD" }, "transaction": { "acquirer": { }, "source": "CARD_PRESENT", "transit": { "aggregatedFare": { "aggregationStartDate": "2022-05-05", "type": "FARE", "transportationMode": "TRAIN" } } }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED" } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "Llb6j6LILD6EZmD" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 11.25, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T09:40:27.095Z", "currency": "USD", "id": "AKS_784962552", "lastUpdatedTime": "2025-06-25T09:40:27.499Z", "merchantAmount": 11.25, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "FAILED", "totalAuthorizedAmount": 11.25, "totalCapturedAmount": 0.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "acquirerCode": "51", "acquirerMessage": "Not sufficient funds", "gatewayCode": "INSUFFICIENT_FUNDS", "gatewayRecommendation": "RESUBMIT_WITH_ALTERNATIVE_PAYMENT_DETAILS" }, "result": "FAILURE", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "emvRequest": { "5F2A": "978", "5F34": "000", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F1E": "12345", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F33": "000000", "9F34": "1E0300", "9F35": "14", "9F36": "0002", "9F37": "2A4E1690", "9F39": "03", "9F6E": "1234" }, "encryption": "DUKPT", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "paymentAccountReference": "DFYHUALNK3G9NFEB20HZWJUKRMLKZ", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T09:40:27.499Z", "timeOfRecord": "2025-06-25T09:40:27.192Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808" }, "amount": 11.25, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_878209541", "receipt": "517609000009", "source": "CARD_PRESENT", "stan": "9", "terminal": "0001", "transit": { "aggregatedFare": { "aggregationStartDate": "2022-05-05", "transportationMode": "TRAIN", "type": "FARE" } }, "type": "AUTHORIZATION" }, "version": "100" } ``` ### Merchant initiated debt recovery {#merchant-initiated-debt-recovery} ```json { "apiOperation": "AUTHORIZE", "order": { "amount": "100", "currency": "USD" }, "lineOfBusiness": "amex", "sourceOfFunds": { "type": "CARD" }, "referenceOrderId": "AKS_784962552", "transaction": { "resubmission": true, "acquirer": { }, "source": "MERCHANT", "transit": { "aggregatedFare": { "aggregationStartDate": "2022-05-05", "type": "DEBT_RECOVERY_MERCHANT_INITIATED", "transportationMode": "TRAIN" } } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "Llb6j6LILD6EZmD" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T09:45:42.672Z", "currency": "USD", "id": "AKS_598586669", "lastUpdatedTime": "2025-06-25T09:45:43.178Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "AUTHORIZED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 0.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "referenceOrderId": "AKS_784962552", "response": { "acquirerCode": "00", "acquirerMessage": "Approved", "gatewayCode": "APPROVED", "gatewayRecommendation": "NO_ACTION" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "paymentAccountReference": "O1O0YGGIQCE6WZ5E70RTLBLOCVIH5", "scheme": "AMEX", "storedOnFile": "NOT_STORED" } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T09:45:43.178Z", "timeOfRecord": "2025-06-25T09:45:42.720Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808" }, "amount": 100.00, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_642154099", "receipt": "517609000010", "resubmission": true, "source": "MERCHANT", "stan": "10", "terminal": "0001", "transit": { "aggregatedFare": { "aggregationStartDate": "2022-05-05", "transportationMode": "TRAIN", "type": "DEBT_RECOVERY_MERCHANT_INITIATED" } }, "type": "AUTHORIZATION" }, "version": "100" } ``` #### Capture {#capture-2} ```json { "apiOperation": "CAPTURE", "lineOfBusiness": "amex", "transaction": { "amount": "10", "currency": "USD", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "Llb6j6LILD6EZmD" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T09:45:42.672Z", "currency": "USD", "id": "AKS_598586669", "lastUpdatedTime": "2025-06-25T09:48:51.292Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_CAPTURED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "response": { "gatewayCode": "APPROVED_PENDING_SETTLEMENT" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "storedOnFile": "NOT_STORED" } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T09:48:51.292Z", "timeOfRecord": "2025-06-25T09:48:51.152Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-25", "timeZone": "-0400" }, "amount": 10.00, "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_655389125", "receipt": "517609000011", "source": "MERCHANT", "stan": "11", "terminal": "0001", "transit": { "aggregatedFare": { "aggregationStartDate": "2022-05-05", "transportationMode": "TRAIN", "type": "DEBT_RECOVERY_MERCHANT_INITIATED" } }, "type": "CAPTURE" }, "version": "100" } ``` #### Refund {#refund-2} ```json { "apiOperation": "REFUND", "lineOfBusiness": "amex", "transaction": { "amount": "10", "currency": "USD", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "Llb6j6LILD6EZmD" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T09:45:42.672Z", "currency": "USD", "id": "AKS_598586669", "lastUpdatedTime": "2025-06-25T09:49:23.573Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "REFUNDED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 10.00 }, "response": { "gatewayCode": "APPROVED_PENDING_SETTLEMENT" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "storedOnFile": "NOT_STORED" } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T09:49:23.573Z", "timeOfRecord": "2025-06-25T09:49:23.573Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-25", "timeZone": "-0400" }, "amount": 10.00, "currency": "USD", "id": "AKS_126055047", "receipt": "517609000011", "source": "MERCHANT", "stan": "11", "terminal": "0002", "type": "REFUND" }, "version": "100" } ``` #### Void {#void-2} ```json { "apiOperation": "VOID", "transaction": { "targetTransactionId": "AKS_126055047", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "Llb6j6LILD6EZmD" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T09:45:42.672Z", "currency": "USD", "id": "AKS_598586669", "lastUpdatedTime": "2025-06-25T09:52:59.832Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_CAPTURED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "response": { "gatewayCode": "APPROVED" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "storedOnFile": "NOT_STORED" } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T09:52:59.832Z", "timeOfRecord": "2025-06-25T09:52:59.832Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-25", "timeZone": "-0400" }, "amount": 10.00, "currency": "USD", "id": "AKS_423859394", "receipt": "517609000012", "source": "MERCHANT", "stan": "12", "targetTransactionId": "AKS_126055047", "terminal": "0002", "type": "VOID_REFUND" }, "version": "100" } ``` #### Known fare transit real time with point-to-point encryption {#known-fare-transit-real-time-with-point-to-point-encryption} ##### Authorization {#authorization-3} ```json { "apiOperation": "AUTHORIZE", "order": { "amount": "100", "currency": "USD" }, "lineOfBusiness": "amex", "sourceOfFunds": { "provided": { "card": { "emvRequest": { "5F2A": "978", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F34": "1E0300", "9F36": "0002", "9F37": "2A4E1690", "9F6E": "1234", "9F39": "03", "9F35": "14", "9F33": "000000", "5F34": "000", "9F1E": 12345 }, "p2pe": { "cardBin": "345678", "initializationVector": "00000000000000000000000000000000", "encryptionState": "VALID", "keySerialNumber": "3CE000000000000000000001", "payload": "c33e0985d7f7e6da8519eeaee114bea45b8adf66667e10eb5362d09ffec56018" } } }, "type": "CARD" }, "transaction": { "acquirer": {}, "source": "CARD_PRESENT", "transit": { "knownFare": { "type": "FARE_REAL_TIME_AUTHORIZATION", "transportationMode": "TRAIN" } } }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED" } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "G4Q9JNLxcgMJoEP" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T10:14:51.591Z", "currency": "USD", "id": "AKS_846680045", "lastUpdatedTime": "2025-06-25T10:14:52.061Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "AUTHORIZED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 0.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "acquirerCode": "00", "acquirerMessage": "Approved", "gatewayCode": "APPROVED", "gatewayRecommendation": "NO_ACTION" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "emvRequest": { "5F2A": "978", "5F34": "000", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F1E": "12345", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F33": "000000", "9F34": "1E0300", "9F35": "14", "9F36": "0002", "9F37": "2A4E1690", "9F39": "03", "9F6E": "1234" }, "encryption": "DUKPT", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "paymentAccountReference": "LTCTQ2Y3IVDAGCZIQFUDLVSBUOYJO", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T10:14:52.061Z", "timeOfRecord": "2025-06-25T10:14:51.634Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808" }, "amount": 100.00, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_357275043", "receipt": "517610000014", "source": "CARD_PRESENT", "stan": "14", "terminal": "0001", "transit": { "knownFare": { "transportationMode": "TRAIN", "type": "FARE_REAL_TIME_AUTHORIZATION" } }, "type": "AUTHORIZATION" }, "version": "100" } ``` #### Capture {#capture-3} ```json { "apiOperation": "CAPTURE", "lineOfBusiness": "amex", "transaction": { "amount": "10", "currency": "USD", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "G4Q9JNLxcgMJoEP" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T10:14:51.591Z", "currency": "USD", "id": "AKS_846680045", "lastUpdatedTime": "2025-06-25T10:16:32.932Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_CAPTURED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "gatewayCode": "APPROVED_PENDING_SETTLEMENT" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T10:16:32.932Z", "timeOfRecord": "2025-06-25T10:16:32.812Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-25", "timeZone": "-0400" }, "amount": 10.00, "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_509552518", "receipt": "517610000015", "source": "CARD_PRESENT", "stan": "15", "terminal": "0001", "transit": { "knownFare": { "transportationMode": "TRAIN", "type": "FARE_REAL_TIME_AUTHORIZATION" } }, "type": "CAPTURE" }, "version": "100" } ``` #### Refund {#refund-3} ```json { "apiOperation": "REFUND", "lineOfBusiness": "amex", "transaction": { "amount": "5", "currency": "USD", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "G4Q9JNLxcgMJoEP" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T10:14:51.591Z", "currency": "USD", "id": "AKS_846680045", "lastUpdatedTime": "2025-06-25T10:17:55.661Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_REFUNDED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 5.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "gatewayCode": "APPROVED_PENDING_SETTLEMENT" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T10:17:55.661Z", "timeOfRecord": "2025-06-25T10:17:55.521Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-25", "timeZone": "-0400" }, "amount": 5.00, "currency": "USD", "id": "AKS_90719969", "receipt": "517610000015", "source": "CARD_PRESENT", "stan": "15", "terminal": "0002", "type": "REFUND" }, "version": "100" } ``` #### Void {#void-3} ```json { "apiOperation": "VOID", "transaction": { "targetTransactionId": "AKS_90719969", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "G4Q9JNLxcgMJoEP" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T10:14:51.591Z", "currency": "USD", "id": "AKS_846680045", "lastUpdatedTime": "2025-06-25T10:19:29.147Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_CAPTURED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "gatewayCode": "APPROVED" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T10:19:29.147Z", "timeOfRecord": "2025-06-25T10:19:28.999Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-25", "timeZone": "-0400" }, "amount": 5.00, "currency": "USD", "id": "AKS_139487222", "receipt": "517610000016", "source": "CARD_PRESENT", "stan": "16", "targetTransactionId": "AKS_90719969", "terminal": "0002", "type": "VOID_REFUND" }, "version": "100" } ``` ### Known fare transit deferred with point-to-point encryption {#known-fare-transit-deferred-with-point-to-point-encryption} #### Deferred authorization {#deferred-authorization} ```json { "apiOperation": "AUTHORIZE", "order": { "amount": "100", "currency": "USD" }, "lineOfBusiness": "amex", "sourceOfFunds": { "provided": { "card": { "emvRequest": { "5F2A": "978", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F34": "1E0300", "9F36": "0002", "9F37": "2A4E1690", "9F6E": "1234", "9F39": "03", "9F35": "14", "9F33": "000000", "5F34": "000", "9F1E": 12345 }, "p2pe": { "cardBin": "345678", "initializationVector": "00000000000000000000000000000000", "encryptionState": "VALID", "keySerialNumber": "3CE000000000000000000001", "payload": "c33e0985d7f7e6da8519eeaee114bea45b8adf66667e10eb5362d09ffec56018" } } }, "type": "CARD" }, "transaction": { "acquirer": { }, "source": "CARD_PRESENT", "transit": { "knownFare": { "type": "FARE_DEFERRED_AUTHORIZATION", "transportationMode": "TRAIN" } } }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED" } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "X2TfVUdWFKTJhKF" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T10:22:35.056Z", "currency": "USD", "id": "AKS_782462924", "lastUpdatedTime": "2025-06-25T10:22:35.393Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "AUTHORIZED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 0.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "acquirerCode": "00", "acquirerMessage": "Approved", "gatewayCode": "APPROVED", "gatewayRecommendation": "NO_ACTION" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "emvRequest": { "5F2A": "978", "5F34": "000", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F1E": "12345", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F33": "000000", "9F34": "1E0300", "9F35": "14", "9F36": "0002", "9F37": "2A4E1690", "9F39": "03", "9F6E": "1234" }, "encryption": "DUKPT", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "paymentAccountReference": "KABYK0GC45EPPYKMVGQEGS7OTOOVG", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T10:22:35.393Z", "timeOfRecord": "2025-06-25T10:22:35.091Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808" }, "amount": 100.00, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_75034530", "receipt": "517610000016", "source": "CARD_PRESENT", "stan": "16", "terminal": "0001", "transit": { "knownFare": { "transportationMode": "TRAIN", "type": "FARE_DEFERRED_AUTHORIZATION" } }, "type": "AUTHORIZATION" }, "version": "100" } ``` #### Capture {#capture-4} ```json { "apiOperation": "CAPTURE", "lineOfBusiness": "amex", "transaction": { "amount": "10", "currency": "USD", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "X2TfVUdWFKTJhKF" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T10:22:35.056Z", "currency": "USD", "id": "AKS_782462924", "lastUpdatedTime": "2025-06-25T10:23:57.198Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_CAPTURED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "gatewayCode": "APPROVED_PENDING_SETTLEMENT" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T10:23:57.198Z", "timeOfRecord": "2025-06-25T10:23:57.059Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-25", "timeZone": "-0400" }, "amount": 10.00, "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_260130553", "receipt": "517610000017", "source": "CARD_PRESENT", "stan": "17", "terminal": "0001", "transit": { "knownFare": { "transportationMode": "TRAIN", "type": "FARE_DEFERRED_AUTHORIZATION" } }, "type": "CAPTURE" }, "version": "100" } ``` #### Refund {#refund-4} ```json { "apiOperation": "REFUND", "lineOfBusiness": "amex", "transaction": { "amount": "5", "currency": "USD", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "X2TfVUdWFKTJhKF" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T10:22:35.056Z", "currency": "USD", "id": "AKS_782462924", "lastUpdatedTime": "2025-06-25T10:25:17.262Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_REFUNDED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 5.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "gatewayCode": "APPROVED_PENDING_SETTLEMENT" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T10:25:17.262Z", "timeOfRecord": "2025-06-25T10:25:17.091Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-25", "timeZone": "-0400" }, "amount": 5.00, "currency": "USD", "id": "AKS_555289578", "receipt": "517610000018", "source": "CARD_PRESENT", "stan": "18", "terminal": "0001", "type": "REFUND" }, "version": "100" } ``` #### Void {#void-4} ```json { "apiOperation": "VOID", "transaction": { "targetTransactionId": "AKS_555289578", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "X2TfVUdWFKTJhKF" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "CYG_S2I_MER2", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T10:22:35.056Z", "currency": "USD", "id": "AKS_782462924", "lastUpdatedTime": "2025-06-25T10:31:09.802Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_CAPTURED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "gatewayCode": "APPROVED" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T10:31:09.802Z", "timeOfRecord": "2025-06-25T10:31:09.606Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-25", "timeZone": "-0400" }, "amount": 5.00, "currency": "USD", "id": "AKS_636888823", "receipt": "517610000019", "source": "CARD_PRESENT", "stan": "19", "targetTransactionId": "AKS_555289578", "terminal": "0001", "type": "VOID_REFUND" }, "version": "100" } ``` ### Known fare tap initiated debt recovery with point-to-point encryption {#known-fare-tap-initiated-debt-recovery-with-point-to-point-encryption} #### Tap initiated debt recovery {#tap-initiated-debt-recovery} ```json { "apiOperation": "AUTHORIZE", "order": { "amount": "100", "currency": "USD" }, "lineOfBusiness": "amex", "sourceOfFunds": { "provided": { "card": { "emvRequest": { "5F2A": "978", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F34": "1E0300", "9F36": "0002", "9F37": "2A4E1690", "9F6E": "1234", "9F39": "03", "9F35": "14", "9F33": "000000", "5F34": "000", "9F1E": 12345 }, "p2pe": { "cardBin": "345678", "initializationVector": "00000000000000000000000000000000", "encryptionState": "VALID", "keySerialNumber": "3CE000000000000000000001", "payload": "c33e0985d7f7e6da8519eeaee114bea45b8adf66667e10eb5362d09ffec56018" } } }, "type": "CARD" }, "transaction": { "acquirer": { }, "source": "CARD_PRESENT", "transit": { "knownFare": { "type": "DEBT_RECOVERY_TAP_INITIATED", "transportationMode": "TRAIN" } } }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED" } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "EKRxctN1sCDhJqU" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 100.00, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T13:57:22.809Z", "currency": "USD", "id": "AKS_702485596", "lastUpdatedTime": "2025-06-25T13:57:23.132Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "AUTHORIZED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 0.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "acquirerCode": "00", "acquirerMessage": "Approved", "gatewayCode": "APPROVED", "gatewayRecommendation": "NO_ACTION" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "emvRequest": { "5F2A": "978", "5F34": "000", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F1E": "12345", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F33": "000000", "9F34": "1E0300", "9F35": "14", "9F36": "0002", "9F37": "2A4E1690", "9F39": "03", "9F6E": "1234" }, "encryption": "DUKPT", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "paymentAccountReference": "FHNYYUITH46EHMTTPYFQ7PAO3XGYD", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T13:57:23.132Z", "timeOfRecord": "2025-06-25T13:57:22.844Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808" }, "amount": 100.00, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_111187748", "receipt": "517613000004", "source": "CARD_PRESENT", "stan": "4", "terminal": "0001", "transit": { "knownFare": { "transportationMode": "TRAIN", "type": "DEBT_RECOVERY_TAP_INITIATED" } }, "type": "AUTHORIZATION" }, "version": "100" } ``` #### Capture {#capture-5} ```json { "apiOperation": "CAPTURE", "lineOfBusiness": "amex", "transaction": { "amount": "10", "currency": "USD", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "EKRxctN1sCDhJqU" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T13:57:22.809Z", "currency": "USD", "id": "AKS_702485596", "lastUpdatedTime": "2025-06-25T13:59:52.088Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_CAPTURED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "gatewayCode": "APPROVED_PENDING_SETTLEMENT" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T13:59:52.088Z", "timeOfRecord": "2025-06-25T13:59:51.941Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-25", "timeZone": "-0400" }, "amount": 10.00, "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_634202622", "receipt": "517613000005", "source": "CARD_PRESENT", "stan": "5", "terminal": "0001", "transit": { "knownFare": { "transportationMode": "TRAIN", "type": "DEBT_RECOVERY_TAP_INITIATED" } }, "type": "CAPTURE" }, "version": "100" } ``` #### Refund {#refund-5} ```json { "apiOperation": "REFUND", "lineOfBusiness": "amex", "transaction": { "amount": "5", "currency": "USD", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "EKRxctN1sCDhJqU" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T13:57:22.809Z", "currency": "USD", "id": "AKS_702485596", "lastUpdatedTime": "2025-06-25T14:02:20.798Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_REFUNDED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 5.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "gatewayCode": "APPROVED_PENDING_SETTLEMENT" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T14:02:20.798Z", "timeOfRecord": "2025-06-25T14:02:20.597Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-25", "timeZone": "-0400" }, "amount": 5.00, "currency": "USD", "id": "AKS_266354490", "receipt": "517614000006", "source": "CARD_PRESENT", "stan": "6", "terminal": "0001", "type": "REFUND" }, "version": "100" } ``` #### Void {#void-5} ```json { "apiOperation": "VOID", "transaction": { "targetTransactionId": "AKS_266354490", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "EKRxctN1sCDhJqU" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-25T13:57:22.809Z", "currency": "USD", "id": "AKS_702485596", "lastUpdatedTime": "2025-06-25T14:05:41.904Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_CAPTURED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "gatewayCode": "APPROVED" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-25T14:05:41.904Z", "timeOfRecord": "2025-06-25T14:05:41.705Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-25", "timeZone": "-0400" }, "amount": 5.00, "currency": "USD", "id": "AKS_204188984", "receipt": "517614000007", "source": "CARD_PRESENT", "stan": "7", "targetTransactionId": "AKS_266354490", "terminal": "0001", "type": "VOID_REFUND" }, "version": "100" } ``` ### Known fare payer initiated debt recovery {#known-fare-payer-initiated-debt-recovery} #### Moto {#moto} #### Authorization {#authorization-4} ```json { "apiOperation": "AUTHORIZE", "lineOfBusiness": "amex", "order": { "amount": "100", "currency": "USD" }, "sourceOfFunds": { "provided": { "card": { "expiry": { "month": "12", "year": "39" }, "number": "371881245560002", "sequenceNumber": "099" } }, "type": "CARD" }, "transaction": { "acquirer": { }, "source": "MOTO", "transit": { "knownFare": { "type": "DEBT_RECOVERY_PAYER_INITIATED", "transportationMode": "TRAIN" } } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "OGQRjh3KowOd1hg" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 100, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-07-02T06:41:31.273Z", "currency": "USD", "id": "AKS_177859077", "lastUpdatedTime": "2025-07-02T06:41:31.526Z", "merchantAmount": 100, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "AUTHORIZED", "totalAuthorizedAmount": 100, "totalCapturedAmount": 0, "totalDisbursedAmount": 0, "totalRefundedAmount": 0 }, "response": { "acquirerCode": "00", "acquirerMessage": "Approved", "gatewayCode": "APPROVED", "gatewayRecommendation": "NO_ACTION" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "39" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "paymentAccountReference": "WRSYOKFNEXN7NNPOYI22QPXVAXKQW", "scheme": "AMEX", "sequenceNumber": "099", "storedOnFile": "NOT_STORED" } }, "type": "CARD" }, "timeOfLastUpdate": "2025-07-02T06:41:31.526Z", "timeOfRecord": "2025-07-02T06:41:31.324Z", "transaction": { "acquirer": { "batch": 1, , "date": "2025-07-02", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808" }, "amount": 100, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_60724709", "receipt": "518306000046", "source": "MOTO", "stan": "46", "terminal": "0001", "transit": { "knownFare": { "transportationMode": "TRAIN", "type": "DEBT_RECOVERY_PAYER_INITIATED" } }, "type": "AUTHORIZATION" }, "version": "100" } ``` ### Known fare merchant initiated debt recovery with point-to-point encryption {#known-fare-merchant-initiated-debt-recovery-with-point-to-point-encryption} #### Failed authorization {#failed-authorization-1} ```json { "apiOperation": "AUTHORIZE", "order": { "amount": "11.25", "currency": "USD" }, "lineOfBusiness": "amex", "sourceOfFunds": { "provided": { "card": { "emvRequest": { "5F2A": "978", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F34": "1E0300", "9F36": "0002", "9F37": "2A4E1690", "9F6E": "1234", "9F39": "03", "9F35": "14", "9F33": "000000", "5F34": "000", "9F1E": 12345 }, "p2pe": { "cardBin": "345678", "initializationVector": "00000000000000000000000000000000", "encryptionState": "VALID", "keySerialNumber": "3CE000000000000000000001", "payload": "c33e0985d7f7e6da8519eeaee114bea45b8adf66667e10eb5362d09ffec56018" } } }, "type": "CARD" }, "transaction": { "acquirer": { }, "source": "CARD_PRESENT", "transit": { "knownFare": { "type": "FARE_DEFERRED_AUTHORIZATION", "transportationMode": "TRAIN" } } }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED" } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "rsLsf6MB3yARDNR" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 11.25, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-26T02:00:39.881Z", "currency": "USD", "id": "AKS_468373921", "lastUpdatedTime": "2025-06-26T02:00:40.552Z", "merchantAmount": 11.25, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "FAILED", "totalAuthorizedAmount": 11.25, "totalCapturedAmount": 0.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "acquirerCode": "51", "acquirerMessage": "Not sufficient funds", "gatewayCode": "INSUFFICIENT_FUNDS", "gatewayRecommendation": "RESUBMIT_WITH_ALTERNATIVE_PAYMENT_DETAILS" }, "result": "FAILURE", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "emvRequest": { "5F2A": "978", "5F34": "000", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F1E": "12345", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F33": "000000", "9F34": "1E0300", "9F35": "14", "9F36": "0002", "9F37": "2A4E1690", "9F39": "03", "9F6E": "1234" }, "encryption": "DUKPT", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "paymentAccountReference": "DRZ5PYTONKYGAVM5F2PGQ91DXAEX4", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-26T02:00:40.552Z", "timeOfRecord": "2025-06-26T02:00:40.077Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808" }, "amount": 11.25, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_338954142", "receipt": "517702000010", "source": "CARD_PRESENT", "stan": "10", "terminal": "0001", "transit": { "knownFare": { "transportationMode": "TRAIN", "type": "FARE_DEFERRED_AUTHORIZATION" } }, "type": "AUTHORIZATION" }, "version": "100" } ``` #### Merchant initiated debt recovery {#merchant-initiated-debt-recovery-1} ```json { "apiOperation": "AUTHORIZE", "order": { "amount": "100", "currency": "USD" }, "lineOfBusiness": "amex", "sourceOfFunds": { "type": "CARD" }, "referenceOrderId": "AKS_468373921", "transaction": { "resubmission": true, "acquirer": {}, "source": "MERCHANT", "transit": { "knownFare": { "type": "DEBT_RECOVERY_MERCHANT_INITIATED", "transportationMode": "TRAIN" } } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "rsLsf6MB3yARDNR" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 100.00, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-26T02:05:50.276Z", "currency": "USD", "id": "AKS_983081411", "lastUpdatedTime": "2025-06-26T02:05:51.003Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "AUTHORIZED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 0.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "referenceOrderId": "AKS_468373921", "response": { "acquirerCode": "00", "acquirerMessage": "Approved", "gatewayCode": "APPROVED", "gatewayRecommendation": "NO_ACTION" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "paymentAccountReference": "FT5OR1TKKI7JI0DCDEFI1NJTZ9WUP", "scheme": "AMEX", "storedOnFile": "NOT_STORED" } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-26T02:05:51.003Z", "timeOfRecord": "2025-06-26T02:05:50.537Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808" }, "amount": 100.00, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_692736385", "receipt": "517702000004", "resubmission": true, "source": "MERCHANT", "stan": "4", "terminal": "0002", "transit": { "knownFare": { "transportationMode": "TRAIN", "type": "DEBT_RECOVERY_MERCHANT_INITIATED" } }, "type": "AUTHORIZATION" }, "version": "100" } ``` #### Capture {#capture-6} ```json { "apiOperation": "CAPTURE", "lineOfBusiness": "amex", "transaction": { "amount": "10", "currency": "USD", "acquirer": {} } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "rsLsf6MB3yARDNR" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-26T02:05:50.276Z", "currency": "USD", "id": "AKS_983081411", "lastUpdatedTime": "2025-06-26T02:08:04.466Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_CAPTURED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "response": { "gatewayCode": "APPROVED_PENDING_SETTLEMENT" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "storedOnFile": "NOT_STORED" } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-26T02:08:04.466Z", "timeOfRecord": "2025-06-26T02:08:04.300Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-26", "timeZone": "-0400" }, "amount": 10.00, "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_964505304", "receipt": "517702000005", "source": "MERCHANT", "stan": "5", "terminal": "0002", "transit": { "knownFare": { "transportationMode": "TRAIN", "type": "DEBT_RECOVERY_MERCHANT_INITIATED" } }, "type": "CAPTURE" }, "version": "100" } ``` #### Refund {#refund-6} ```json { "apiOperation": "REFUND", "lineOfBusiness": "amex", "transaction": { "amount": "5", "currency": "USD", "acquirer": {} } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "rsLsf6MB3yARDNR" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-26T02:05:50.276Z", "currency": "USD", "id": "AKS_983081411", "lastUpdatedTime": "2025-06-26T02:09:34.855Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_REFUNDED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 5.00 }, "response": { "gatewayCode": "APPROVED_PENDING_SETTLEMENT" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "storedOnFile": "NOT_STORED" } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-26T02:09:34.855Z", "timeOfRecord": "2025-06-26T02:09:34.673Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-26", "timeZone": "-0400" }, "amount": 5.00, "currency": "USD", "id": "AKS_179546853", "receipt": "517702000006", "source": "MERCHANT", "stan": "6", "terminal": "0002", "type": "REFUND" }, "version": "100" } ``` #### Void {#void-6} ```json { "apiOperation": "VOID", "transaction": { "targetTransactionId": "AKS_179546853", "acquirer": {} } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "rsLsf6MB3yARDNR" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 100.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-26T02:05:50.276Z", "currency": "USD", "id": "AKS_983081411", "lastUpdatedTime": "2025-06-26T02:11:22.012Z", "merchantAmount": 100.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_CAPTURED", "totalAuthorizedAmount": 100.00, "totalCapturedAmount": 10.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "response": { "gatewayCode": "APPROVED" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "storedOnFile": "NOT_STORED" } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-26T02:11:22.012Z", "timeOfRecord": "2025-06-26T02:11:21.804Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-26", "timeZone": "-0400" }, "amount": 5.00, "currency": "USD", "id": "AKS_450570038", "receipt": "517702000007", "source": "MERCHANT", "stan": "7", "targetTransactionId": "AKS_179546853", "terminal": "0002", "type": "VOID_REFUND" }, "version": "100" } ``` ### First ride risk known fare with point-to-point encryption {#first-ride-risk-known-fare-with-point-to-point-encryption} #### Failed authorization {#failed-authorization-2} ```json { "apiOperation": "AUTHORIZE", "order": { "amount": "11.25", "currency": "USD" }, "lineOfBusiness": "amex", "sourceOfFunds": { "provided": { "card": { "emvRequest": { "5F2A": "978", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F34": "1E0300", "9F36": "0002", "9F37": "2A4E1690", "9F6E": "1234", "9F39": "03", "9F35": "14", "9F33": "000000", "5F34": "000", "9F1E": 12345 }, "p2pe": { "cardBin": "345678", "initializationVector": "00000000000000000000000000000000", "encryptionState": "VALID", "keySerialNumber": "3CE000000000000000000001", "payload": "c33e0985d7f7e6da8519eeaee114bea45b8adf66667e10eb5362d09ffec56018" } } }, "type": "CARD" }, "transaction": { "acquirer": {}, "source": "CARD_PRESENT", "transit": { "knownFare": { "type": "FARE_DEFERRED_AUTHORIZATION", "transportationMode": "TRAIN" } } }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED" } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "THlafNKt3uYMYj4" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 11.25, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-26T02:13:35.826Z", "currency": "USD", "id": "AKS_18960887", "lastUpdatedTime": "2025-06-26T02:13:36.168Z", "merchantAmount": 11.25, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "FAILED", "totalAuthorizedAmount": 11.25, "totalCapturedAmount": 0.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "acquirerCode": "51", "acquirerMessage": "Not sufficient funds", "gatewayCode": "INSUFFICIENT_FUNDS", "gatewayRecommendation": "RESUBMIT_WITH_ALTERNATIVE_PAYMENT_DETAILS" }, "result": "FAILURE", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "emvRequest": { "5F2A": "978", "5F34": "000", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F1E": "12345", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F33": "000000", "9F34": "1E0300", "9F35": "14", "9F36": "0002", "9F37": "2A4E1690", "9F39": "03", "9F6E": "1234" }, "encryption": "DUKPT", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "paymentAccountReference": "EO9TMQQRSQITCVHZQ6OKPWEN5BRXV", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED", "trackDataProvided": true } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-26T02:13:36.168Z", "timeOfRecord": "2025-06-26T02:13:35.857Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808" }, "amount": 11.25, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_417660935", "receipt": "517702000008", "source": "CARD_PRESENT", "stan": "8", "terminal": "0002", "transit": { "knownFare": { "transportationMode": "TRAIN", "type": "FARE_DEFERRED_AUTHORIZATION" } }, "type": "AUTHORIZATION" }, "version": "100" } ``` #### Capture {#capture-7} ```json { "apiOperation": "CAPTURE", "referenceOrderId": "AKS_18960887", "lineOfBusiness": "amex", "transaction": { "authorizationCode": "123456", "amount": 7, "currency": "USD", "source": "CARD_PRESENT", "transit": { "knownFare": { "type": "FIRST_RIDE_RISK", "transportationMode": "TRAIN" } } }, "authorizationResponse": { "transactionIdentifier": "THlafNKt3uYMYj4", "returnAci": "N" } } ``` ```json { "authorizationResponse": { "date": "1021", "returnAci": "N", "transactionIdentifier": "THlafNKt3uYMYj4" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 7.00, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-26T02:16:45.193Z", "currency": "USD", "id": "AKS_828909398", "lastUpdatedTime": "2025-06-26T02:16:45.646Z", "merchantAmount": 7.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "CAPTURED", "totalAuthorizedAmount": 7.00, "totalCapturedAmount": 7.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "gatewayCode": "APPROVED_PENDING_SETTLEMENT" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "emvRequest": { "5F2A": "978", "5F34": "000", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F1E": "12345", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F33": "000000", "9F34": "1E0300", "9F35": "14", "9F36": "0002", "9F37": "2A4E1690", "9F39": "03", "9F6E": "1234" }, "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "paymentAccountReference": "EO9TMQQRSQITCVHZQ6OKPWEN5BRXV", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED" } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-26T02:16:45.646Z", "timeOfRecord": "2025-06-26T02:16:45.224Z", "transaction": { "acquirer": { "batch": 1, "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-26", "timeZone": "-0400" }, "amount": 7.00, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "authorizationCode": "123456", "currency": "USD", "id": "AKS_92636578", "receipt": "517702000011", "source": "CARD_PRESENT", "stan": "11", "terminal": "0001", "transit": { "knownFare": { "transportationMode": "TRAIN", "type": "FIRST_RIDE_RISK" } }, "type": "CAPTURE" }, "version": "100" } ``` #### Refund {#refund-7} ```json { "apiOperation": "REFUND", "lineOfBusiness": "amex", "transaction": { "amount": "5", "currency": "USD", "acquirer": { } } } ``` ```json { "authorizationResponse": { "date": "1021", "returnAci": "N", "transactionIdentifier": "THlafNKt3uYMYj4" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 7.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-26T02:16:45.193Z", "currency": "USD", "id": "AKS_828909398", "lastUpdatedTime": "2025-06-26T02:18:36.495Z", "merchantAmount": 7.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_REFUNDED", "totalAuthorizedAmount": 7.00, "totalCapturedAmount": 7.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 5.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "gatewayCode": "APPROVED_PENDING_SETTLEMENT" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "paymentAccountReference": "EO9TMQQRSQITCVHZQ6OKPWEN5BRXV", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED" } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-26T02:18:36.495Z", "timeOfRecord": "2025-06-26T02:18:36.301Z", "transaction": { "acquirer": { "batch": 1, "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-26", "timeZone": "-0400" }, "amount": 5.00, "currency": "USD", "id": "AKS_164292408", "receipt": "517702000012", "source": "CARD_PRESENT", "stan": "12", "terminal": "0001", "type": "REFUND" }, "version": "100" } ``` #### Void {#void-7} ```json { "apiOperation": "VOID", "transaction": { "targetTransactionId": "AKS_164292408", "acquirer": { } } } ``` ```json { "authorizationResponse": { "date": "1021", "returnAci": "N", "transactionIdentifier": "THlafNKt3uYMYj4" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 7.00, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-26T02:16:45.193Z", "currency": "USD", "id": "AKS_828909398", "lastUpdatedTime": "2025-06-26T02:20:35.025Z", "merchantAmount": 7.00, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "CAPTURED", "totalAuthorizedAmount": 7.00, "totalCapturedAmount": 7.00, "totalDisbursedAmount": 0.00, "totalRefundedAmount": 0.00 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED", "serialNumber": "12345" }, "response": { "gatewayCode": "APPROVED" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "30" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "paymentAccountReference": "EO9TMQQRSQITCVHZQ6OKPWEN5BRXV", "scheme": "AMEX", "sequenceNumber": "000", "storedOnFile": "NOT_STORED" } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-26T02:20:35.025Z", "timeOfRecord": "2025-06-26T02:20:34.844Z", "transaction": { "acquirer": { "batch": 1, "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-26", "timeZone": "-0400" }, "amount": 5.00, "currency": "USD", "id": "AKS_70014348", "receipt": "517702000013", "source": "CARD_PRESENT", "stan": "13", "targetTransactionId": "AKS_164292408", "terminal": "0001", "type": "VOID_REFUND" }, "version": "100" } ``` ### Pay {#pay} #### Pay {#pay-1} ```json { "apiOperation": "PAY", "order": { "amount": "100", "currency": "USD" }, "lineOfBusiness": "amex", "sourceOfFunds": { "provided": { "card": { "emvRequest": { "5F2A": "978", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F34": "1E0300", "9F36": "0002", "9F37": "2A4E1690", "9F6E": "1234", "9F39": "03", "9F35": "14", "9F33": "000000", "5F34": "000", "9F1E": 12345 }, "expiry": { "month": "12", "year": "24" }, "number": "371881245560002", "sequenceNumber": "099" } }, "type": "CARD" }, "transaction": { "transit": { "knownFare": { "type": "FARE_REAL_TIME_AUTHORIZATION", "transportationMode": "TRAIN" } }, "source": "CARD_PRESENT" }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED" } } ``` ```json {{ "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "LRpWAhfP70sOhdM" }, "gatewayEntryPoint": "AUTO", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 100.0, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-26T02:32:05.636Z", "currency": "USD", "id": "AKS_754699306", "lastUpdatedTime": "2025-06-26T02:32:06.227Z", "merchantAmount": 100.0, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "CAPTURED", "totalAuthorizedAmount": 100.0, "totalCapturedAmount": 100.0, "totalDisbursedAmount": 0.0, "totalRefundedAmount": 0.0 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED" }, "response": { "gatewayCode": "APPROVED_PENDING_SETTLEMENT", "gatewayRecommendation": "NO_ACTION" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "emvRequest": { "5F2A": "978", "5F34": "000", "82": "0000", "84": "0000000000", "95": "0000000000", "9A": "161021", "9C": "00", "9F02": "000000001099", "9F10": "06011103A000000A0100000000000BB0ABAD", "9F1A": "840", "9F1E": "12345", "9F26": "D1F722D47FCA8273", "9F27": "40", "9F33": "000000", "9F34": "1E0300", "9F35": "14", "9F36": "0002", "9F37": "2A4E1690", "9F39": "03", "9F6E": "1234" }, "expiry": { "month": "12", "year": "24" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "paymentAccountReference": "79VCCAIT5S83RCRQR0X6HP7WPYCM0", "scheme": "AMEX", "sequenceNumber": "099", "storedOnFile": "NOT_STORED" } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-26T02:32:06.227Z", "timeOfRecord": "2025-06-26T02:32:06.083Z", "transaction": { "acquirer": { "batch": 1, "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-26", "timeZone": "-0400" }, "amount": 100.0, "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT", "authorizationCode": "abcd12", "currency": "USD", "id": "AKS_56815532", "receipt": "517702000014", "source": "CARD_PRESENT", "stan": "14", "terminal": "0001", "transit": { "knownFare": { "transportationMode": "TRAIN", "type": "FARE_REAL_TIME_AUTHORIZATION" } }, "type": "CAPTURE" }, "version": "100" } ``` ### Refund {#refund-8} ```json { "apiOperation": "REFUND", "lineOfBusiness": "amex", "transaction": { "amount": "5", "currency": "USD", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "LRpWAhfP70sOhdM" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 100.0, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-26T02:32:05.636Z", "currency": "USD", "id": "AKS_754699306", "lastUpdatedTime": "2025-06-26T02:35:29.330Z", "merchantAmount": 100.0, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "PARTIALLY_REFUNDED", "totalAuthorizedAmount": 100.0, "totalCapturedAmount": 100.0, "totalDisbursedAmount": 0.0, "totalRefundedAmount": 5.0 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED" }, "response": { "gatewayCode": "APPROVED_PENDING_SETTLEMENT" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "24" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "sequenceNumber": "099", "storedOnFile": "NOT_STORED" } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-26T02:35:29.330Z", "timeOfRecord": "2025-06-26T02:35:29.149Z", "transaction": { "acquirer": { "batch": 1, , "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-26", "timeZone": "-0400" }, "amount": 5.0, "currency": "USD", "id": "AKS_928110908", "receipt": "517702000015", "source": "CARD_PRESENT", "stan": "15", "terminal": "0001", "type": "REFUND" }, "version": "100" } ``` ### Void {#void-8} ```json { "apiOperation": "VOID", "transaction": { "targetTransactionId": "AKS_928110908", "acquirer": { } } } ``` ```json { "authorizationResponse": { "processingCode": "000000", "transactionIdentifier": "LRpWAhfP70sOhdM" }, "gatewayEntryPoint": "WEB_SERVICES_API", "lineOfBusiness": "amex", "merchant": "PEG_S2I_MER1", "order": { "amount": 100.0, "chargeback": { "amount": 0, "currency": "USD" }, "creationTime": "2025-06-26T02:32:05.636Z", "currency": "USD", "id": "AKS_754699306", "lastUpdatedTime": "2025-06-26T02:37:26.013Z", "merchantAmount": 100.0, "merchantCategoryCode": "1234", "merchantCurrency": "USD", "status": "CAPTURED", "totalAuthorizedAmount": 100.0, "totalCapturedAmount": 100.0, "totalDisbursedAmount": 0.0, "totalRefundedAmount": 0.0 }, "posTerminal": { "address": { "country": "USA" }, "attended": "UNATTENDED", "cardholderActivated": "NOT_CARDHOLDER_ACTIVATED", "inputCapability": "CONTACTLESS_CHIP", "lane": "CBAS2I02", "location": "MERCHANT_TERMINAL_ON_PREMISES", "panEntryMode": "CONTACTLESS", "pinEntryCapability": "PIN_NOT_SUPPORTED" }, "response": { "gatewayCode": "APPROVED" }, "result": "SUCCESS", "sourceOfFunds": { "provided": { "card": { "brand": "AMEX", "expiry": { "month": "12", "year": "24" }, "fundingMethod": "CREDIT", "number": "345678xxxxx4564", "scheme": "AMEX", "sequenceNumber": "099", "storedOnFile": "NOT_STORED" } }, "type": "CARD" }, "timeOfLastUpdate": "2025-06-26T02:37:26.013Z", "timeOfRecord": "2025-06-26T02:37:25.803Z", "transaction": { "acquirer": { "batch": 1, , "date": "2025-06-25", "id": "NEX_AMEX_ELAVON_S2I", "merchantId": "9808", "settlementDate": "2025-06-26", "timeZone": "-0400" }, "amount": 5.0, "currency": "USD", "id": "AKS_652095062", "receipt": "517702000016", "source": "CARD_PRESENT", "stan": "16", "targetTransactionId": "AKS_928110908", "terminal": "0001", "type": "VOID_REFUND" }, "version": "100" } ```