# Payment Account Reference
source: https://developer.mastercard.com/mastercard-gateway/documentation/gateway-features/trans-enrich-data/cardholder-present-data/pay-acc-ref/index.md

## Overview {#overview}

The Payment Account Reference (PAR) contains the unique Payment Account Data associated with the PAN or token used to initiate the transaction.

If available, the PAR is returned in sourceOfFunds.provided.card.paymentAccountReference.

The gateway support for populating the PAR in the transaction response was added from the Mastercard Gateway API version 65 onwards.

```json
{
  "order": {
    "amount": "100",
    "currency": "AUD"
  },
  "apiOperation": "AUTHORIZE",
  "transaction": {
    "source": "INTERNET"
  },
  "sourceOfFunds": {
    "provided": {
      "card": {
        "expiry": {
          "month": "01",
          "year": "39"
        },
        "number": "4547426093880978",
        "securityCode": "100",
        "storedOnFile": "TO_BE_STORED"
      }
    },
    "type": "CARD"
  }
}
```

```json
{
  "authorizationResponse": {
    "cardLevelIndicator": "XX",
    "cardSecurityCodeError": "M",
    "commercialCard": "123",
    "commercialCardIndicator": "1",
    "date": "1227",
    "marketSpecificData": "A",
    "posData": "1025104006600",
    "posEntryMode": "812",
    "processingCode": "003000",
    "responseCode": "00",
    "returnAci": "Y",
    "stan": "96183",
    "time": "090158",
    "transactionIdentifier": "084136608356621"
  },
  "gatewayEntryPoint": "WEB_SERVICES_API",
  "merchant": "CYG_S2I_MER2",
  "order": {
    "amount": 100.0,
    "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
    "certainty": "FINAL",
    "chargeback": {
      "amount": 0,
      "currency": "AUD"
    },
    "creationTime": "2024-12-27T09:01:58.677Z",
    "currency": "AUD",
    "id": "505749109",
    "lastUpdatedTime": "2024-12-27T09:01:58.927Z",
    "merchantAmount": 100.0,
    "merchantCategoryCode": "4111",
    "merchantCurrency": "AUD",
    "status": "AUTHORIZED",
    "totalAuthorizedAmount": 100.0,
    "totalCapturedAmount": 0.0,
    "totalDisbursedAmount": 0.0,
    "totalRefundedAmount": 0.0
  },
  "response": {
    "acquirerCode": "00",
    "acquirerMessage": "Approved",
    "cardSecurityCode": {
      "acquirerCode": "M",
      "gatewayCode": "MATCH"
    },
    "gatewayCode": "APPROVED",
    "gatewayRecommendation": "NO_ACTION"
  },
  "result": "SUCCESS",
  "sourceOfFunds": {
    "provided": {
      "card": {
        "brand": "VISA",
        "deviceSpecificExpiry": {
          "month": "1",
          "year": "39"
        },
        "deviceSpecificNumber": "454742xxxxxx0978",
        "fundingMethod": "UNKNOWN",
        "number": "454742xxxxxx0978",
        "paymentAccountReference": "12345678901234567TC020VSADE56",
        "scheme": "VISA",
        "storedOnFile": "TO_BE_STORED"
      }
    },
    "type": "CARD"
  },
  "timeOfLastUpdate": "2024-12-27T09:01:58.927Z",
  "timeOfRecord": "2024-12-27T09:01:58.750Z",
  "transaction": {
    "acquirer": {
      "batch": 20241227,
      "date": "1227",
      "id": "CYG_TESTACQ_S2I",
      "merchantId": "9808",
      "transactionId": "084136608356621"
    },
    "amount": 100.0,
    "authenticationStatus": "AUTHENTICATION_NOT_IN_EFFECT",
    "authorizationCode": "112233",
    "currency": "AUD",
    "id": "88769114",
    "receipt": "436209096183",
    "source": "INTERNET",
    "stan": "96183",
    "terminal": "0001",
    "type": "AUTHORIZATION"
  },
  "version": "100"
}
```

For more examples, see the [Examples of Requests page](https://developer.mastercard.com/mastercard-gateway/documentation/gateway-features/trans-enrich-data/cardholder-present-data/exam-cardhold-pre-req/index.md).