# Annexure 1 source: https://developer.mastercard.com/fld-suspected-fraud/documentation/parameters/annexure-1/index.md ## Table 1: Issuers and Acquirers Suspected Fraud Type Codes {#table-1-issuers-and-acquirers-suspected-fraud-type-codes} | **Code** | **Description** | |----------|----------------------------| | 08 | Fraud (Acquirer Only) | | 10 | Testing | | 54 | Undetermined (Issuer Only) | ## Table 2: Confirm Fraud Type Codes {#table-2-confirm-fraud-type-codes} | **Code** | **Description** | |----------|-------------------------------| | 00 | Lost Fraud | | 01 | Stolen Fraud | | 02 | Never Received Issue | | 03 | Fraudulent Application | | 04 | Counterfeit Card Fraud | | 05 | Account Takeover Fraud | | 06 | Card Not Present Fraud | | 51 | Bust-out Collusive Merchant | | 55 | Modification of Payment Order | | 56 | Manipulation of Cardholder | | 57 | First-Party Fraud | Note: The fraud type **57** (First-Party Fraud) is introduced and applicable from *27th October 2024* for Fraud Sub-Type as **U** and **None**. ## Table 3: Confirm Fraud Sub-Type Codes {#table-3-confirm-fraud-sub-type-codes} | **Code** | **Description** | |----------|---------------------------------------------------| | K | Convenience or Balance Transfer Check transaction | | N | PIN not used in transaction | | P | PIN used in transaction | | U | Unknown | | H | Purchase Scam | | R | Romance Scam | | I | Impersonation Scam | | V | Investment Scam | | A | Advance Fee Scam | Note: The fraud Sub-Type Codes **H** , **R** , **I** , **V** , **A** are introduced and applicable to Fraud Type Code **56** from *27th October 2024*. Existing Fraud Sub-Type Codes will continue for other Fraud Type Codes. ## Table 4: Issuer Suspected Not Confirm Fraud Type Codes {#table-4-issuer-suspected-not-confirm-fraud-type-codes} | **Code** | **Description** | |----------|-----------------| | 00 | Not Recognized | | 02 | Other | ## Table 5: Account Device Type Codes {#table-5-account-device-type-codes} | **Code** | **Description** | |----------|-------------------------------------------------------------| | 1 | Chip only with PIN | | 2 | Chip only without PIN | | 3 | Magnetic Stripe only | | 4 | Contactless only | | A | Chip with PIN and Mag Stripe only | | B | Chip with PIN and contactless only | | C | Chip with PIN, and Mag Stripe, and Contactless | | D | Chip without PIN and with Mag Stripe | | E | Chip without PIN and with Contactless | | F | Chip without PIN, and with Mag Stripe, and with Contactless | | G | Mag Stripe with only PIN | | H | Mag Stripe and Contactless only | | I | Chip without PIN and without Mag Stripe | | J | Internet card | ## Table 6: AVS Response Codes {#table-6-avs-response-codes} | **Code** | **Description** | |----------|---------------------------------------------------------------------------------------------------------------------| | A | Address matches, Postal/Zip code does not | | B | Visa only. Street address match. Postal code not verified because of incompatible formats | | C | Visa only. Street address and postal code not verified because of incompatible formats | | D | Visa only. Street address and postal code match | | F | Visa only. Street address and postal code match. Applies to U.K.only | | G | Visa only. Non-AVS participant outside the U.S.; address not verified for international transaction | | I | Visa only. Address information not verified for international transaction | | M | Visa only. Street addresses and postal code match | | N | Neither address nor postal code matches | | P | Visa only. Postal codes match. Street address not verified because of incompatible formats | | R | Retry, system unable to process | | S | AVS currently not supported | | U | No data from Issuer/Authorization platform (Unknown or Unavailable) | | W | U.S.: Postal/nine-digit Zip code matches, address does not; Outside U.S.: Postal/Zip code matches, address does not | | X | U.S.: Address and Postal/nine-digit Zip code matches; Outside U.S.: Postal code and address match | | Y | U.S.: Five-digit Postal/Zip code matches | | Z | U.S.: Five digit Postal/Zip code matches, address does not | ## Table 7: Authorization Response Codes {#table-7-authorization-response-codes} | **Code** | **Description** | |----------|-----------------------------------------------------| | 00 | Approved or completed successfully | | 01 | Refer to card issuer | | 03 | Invalid merchant | | 04 | Capture card | | 05 | Do not honor | | 08 | Honor with ID | | 10 | Partial approval | | 12 | Invalid transaction | | 13 | Invalid amount | | 14 | Invalid card number | | 15 | Invalid issuer | | 30 | Format error | | 40 | Unknown | | 41 | Lost card | | 43 | Stolen card | | 51 | Insufficient funds/over credit limit | | 54 | Expired card | | 55 | Invalid PIN | | 57 | Transaction not permitted to issuer/cardholder | | 58 | Transaction not permitted to acquirer/terminal | | 61 | Exceeds withdrawal amount limit | | 62 | Restricted card | | 63 | Security violation | | 65 | Exceeds withdrawal count limit | | 70 | Cardholder to contact issuer | | 71 | PIN not changed | | 75 | Allowable number of PIN tries exceeded | | 76 | Invalid/nonexistent "To Account" specified | | 77 | Invalid/nonexistent "From Account" specified | | 78 | Invalid/nonexistent account specified (general) | | 79 | Lifecycle | | 81 | Domestic Debit Transaction Not Allowed | | 82 | Policy | | 83 | Fraud/Security | | 84 | Invalid authorization life cycle | | 85 | Not declined | | 86 | PIN Validation not possible | | 87 | Purchase amount only | | 88 | Cryptographic failure decline | | 89 | Unacceptable PIN-Transaction | | 91 | Authorization platform or issuer system inoperative | | 92 | Unable to route transaction | | 94 | Duplicate transmission detected | | 96 | System error |