# Settlement Holiday Calendar
source: https://developer.mastercard.com/cross-border-services/documentation/support/mts-settlement/holiday-calendars/index.md

## Overview {#overview}

This page is a resource for Customers using the Post-Funding or Collateral Settlement Model. The holiday calendars shown are for the settlement currencies available for Cross-Border Services and are meant to advise Customers on the holiday impact to settlement activities for the currencies they support.

The calendars contain holidays currently released and tracked by the Mastercard System, as of a specific date, and are not necessarily exhaustive, due to holiday changes that may appear on an ad hoc basis (i.e. religious or regional holidays). For questions about holidays not reflected here, contact Customer Support.

### Definitions {#definitions}

|              |                                                                                                   |
|--------------|---------------------------------------------------------------------------------------------------|
| Value Only   | Settlement occurs for the previous day however there will be no advisements or settlement Day of. |
| Process Only | An advisement file will be created, however settlement will occur on a future value date.         |
| Closed       | This is neither a value process or value date.                                                    |
| Open         | A valid value and process date.                                                                   |

### Exceptions Process {#exceptions-process}

This list provides a complete view of the holidays observed as of the posting date beneath the title of this document. In some countries there are additional holidays that are decided at a later point throughout the year (I.e. religious holidays) ad Hoc and communication will be provided via one of the following means.

The settlement operations team provides a two-month lead time when applicable that identifies any additional holidays within that timeframe. Once announced the product team will update this document with the additional holidays and will provide a new published date in the field above.

For any holidays added between publications provided by the settlement operations teams, an email will be sent to the Customers directly to notify them of holiday exceptions for the currencies they subscribe to. The email will come from the Cross-Border Support team and will be provided to the Customer Contact list (please ensure that the Customer recommends the appropriate designee is assigned to receive Holiday Communication via the OPF).

## AED (UAE Dirham) {#aed-uae-dirham}

This calendar accounts for all Holidays as of the published date. Any amendments to the provided calendar will be made known via the exceptions process highlighted above.

**Central Bank Location** : United Arab Emirates

### Work Week {#work-week}

| Monday | Tuesday | Wednesday | Thursday |    Friday    |  Saturday  | Sunday |
|--------|---------|-----------|----------|--------------|------------|--------|
| Open   | Open    | Open      | Open     | Process Only | Value Only | Closed |

### Holidays {#holidays}

|   Date   |  Type  |  Weekday  |  Reason  |
|----------|--------|-----------|----------|
| 1-Jan-25 | Closed | Wednesday | New Year |

## AUD (Australian Dollar) {#aud-australian-dollar}

**Central Bank Location** : Sydney, Australia

### Work Week {#work-week-1}

| Monday | Tuesday | Wednesday | Thursday | Friday | Saturday | Sunday |
|--------|---------|-----------|----------|--------|----------|--------|
| Open   | Open    | Open      | Open     | Open   | Closed   | Closed |

### Holidays {#holidays-1}

|   Date    |  Type  |  Weekday  |      Reason      |
|-----------|--------|-----------|------------------|
| 1-Jan-25  | Closed | Wednesday | New Year's Day   |
| 27-Jan-25 | Closed | Monday    | Australia Day    |
| 18-Apr-25 | Closed | Friday    | Good Friday      |
| 21-Apr-25 | Closed | Monday    | Easter Monday    |
| 25-Apr-25 | Closed | Friday    | ANZAC Day        |
| 9-Jun-25  | Closed | Monday    | Kings's Birthday |
| 25-Dec-25 | Closed | Thursday  | Christmas Day    |
| 26-Dec-25 | Closed | Friday    | Boxing Day       |

## CAD (Canadian Dollar) {#cad-canadian-dollar}

**Central Bank Location** : Toronto, Canada

### Work Week {#work-week-2}

| Monday | Tuesday | Wednesday | Thursday | Friday | Saturday | Sunday |
|--------|---------|-----------|----------|--------|----------|--------|
| Open   | Open    | Open      | Open     | Open   | Closed   | Closed |

### Holidays {#holidays-2}

|   Date    |  Type  |  Weekday  |     Reason     |
|-----------|--------|-----------|----------------|
| 1-Jan-25  | Closed | Wednesday | New Year's Day |
| 17-Feb-25 | Closed | Monday    | Family Day     |
| 18-Apr-25 | Closed | Friday    | Holiday        |
| 19-May-25 | Closed | Monday    | Holiday        |
| 1-Jul-25  | Closed | Tuesday   | Holiday        |
| 4-Aug-25  | Closed | Monday    | Holiday        |
| 1-Sep-25  | Closed | Monday    | Holiday        |
| 30-Sep-25 | Closed | Tuesday   | Holiday        |
| 13-Oct-25 | Closed | Monday    | Holiday        |
| 11-Nov-25 | Closed | Tuesday   | Holiday        |
| 25-Dec-25 | Closed | Thursday  | Christmas Day  |
| 26-Dec-25 | Closed | Friday    | Holiday        |

## CHF (Swiss Franc) {#chf-swiss-franc}

**Central Bank Location** : Zurich, Switzerland

### Work Week {#work-week-3}

| Monday | Tuesday | Wednesday | Thursday | Friday | Saturday | Sunday |
|--------|---------|-----------|----------|--------|----------|--------|
| Open   | Open    | Open      | Open     | Open   | Closed   | Closed |

### Holidays {#holidays-3}

|   Date    |  Type  |  Weekday  | Reason  |
|-----------|--------|-----------|---------|
| 1-Jan-25  | Closed | Wednesday | Holiday |
| 2-Jan-25  | Closed | Thursday  | Holiday |
| 18-Apr-25 | Closed | Friday    | Holiday |
| 21-Apr-25 | Closed | Monday    | Holiday |
| 1-May-25  | Closed | Thursday  | Holiday |
| 29-May-25 | Closed | Thursday  | Holiday |
| 9-Jun-25  | Closed | Monday    | Holiday |
| 1-Aug-25  | Closed | Friday    | Holiday |
| 25-Dec-25 | Closed | Thursday  | Holiday |
| 26-Dec-25 | Closed | Friday    | Holiday |

## EUR (Euro) {#eur-euro}

**Central Bank Location** : Frankfurt, Germany

### Work Week {#work-week-4}

| Monday | Tuesday | Wednesday | Thursday | Friday | Saturday | Sunday |
|--------|---------|-----------|----------|--------|----------|--------|
| Open   | Open    | Open      | Open     | Open   | Closed   | Closed |

### Holidays {#holidays-4}

|   Date    |  Type  |  Weekday  | Reason  |
|-----------|--------|-----------|---------|
| 1-Jan-25  | Closed | Wednesday | Holiday |
| 18-Apr-25 | Closed | Friday    | Holiday |
| 21-Apr-25 | Closed | Monday    | Holiday |
| 1-May-25  | Closed | Thursday  | Holiday |
| 9-May-25  | Closed | Friday    | Holiday |
| 29-May-25 | Closed | Thursday  | Holiday |
| 9-Jun-25  | Closed | Monday    | Holiday |
| 19-Jun-25 | Closed | Thursday  | Holiday |
| 3-Oct-25  | Closed | Friday    | Holiday |
| 25-Dec-25 | Closed | Thursday  | Holiday |
| 26-Dec-25 | Closed | Friday    | Holiday |

## GBP (Great British Pound) {#gbp-great-british-pound}

**Central Bank Location** : London, England

### Work Week {#work-week-5}

| Monday | Tuesday | Wednesday | Thursday | Friday | Saturday | Sunday |
|--------|---------|-----------|----------|--------|----------|--------|
| Open   | Open    | Open      | Open     | Open   | Closed   | Closed |

### Holidays {#holidays-5}

|   Date    |  Type  |  Weekday  |         Reason         |
|-----------|--------|-----------|------------------------|
| 1-Jan-25  | Closed | Wednesday | New Year's Day         |
| 18-Apr-25 | Closed | Friday    | Good Friday            |
| 21-Apr-25 | Closed | Monday    | Easter Monday          |
| 5-May-25  | Closed | Monday    | Early May Bank Holiday |
| 26-May-25 | Closed | Monday    | Spring Bank Holiday    |
| 25-Aug-25 | Closed | Monday    | Summer Bank Holiday    |
| 25-Dec-25 | Closed | Thursday  | Christmas              |
| 26-Dec-25 | Closed | Friday    | Boxing Day             |

## HKD (Hong Kong Dollar) {#hkd-hong-kong-dollar}

**Central Bank Location** : Hong Kong

### Work Week {#work-week-6}

| Monday | Tuesday | Wednesday | Thursday | Friday | Saturday | Sunday |
|--------|---------|-----------|----------|--------|----------|--------|
| Open   | Open    | Open      | Open     | Open   | Closed   | Closed |

### Holidays {#holidays-6}

|   Date    |  Type  |  Weekday  |     Reason     |
|-----------|--------|-----------|----------------|
| 1-Jan-25  | Closed | Wednesday | New Year's Day |
| 29-Jan-25 | Closed | Wednesday | Holiday        |
| 30-Jan-25 | Closed | Thursday  | Holiday        |
| 31-Jan-25 | Closed | Friday    | Holiday        |
| 4-Apr-25  | Closed | Friday    | Holiday        |
| 18-Apr-25 | Closed | Friday    | Holiday        |
| 21-Apr-25 | Closed | Monday    | Holiday        |
| 1-May-25  | Closed | Thursday  | Labour Day     |
| 5-May-25  | Closed | Monday    | Holiday        |
| 9-Jun-25  | Closed | Monday    | Holiday        |
| 1-Jul-25  | Closed | Tuesday   | Holiday        |
| 1-Oct-25  | Closed | Wednesday | Holiday        |
| 7-Oct-25  | Closed | Tuesday   | Holiday        |
| 29-Oct-25 | Closed | Wednesday | Holiday        |
| 25-Dec-25 | Closed | Thursday  | Christmas Day  |
| 26-Dec-25 | Closed | Friday    | Holiday        |

## MXN (Mexican Peso) {#mxn-mexican-peso}

**Central Bank Location** : Mexico City, Mexico

### Work Week {#work-week-7}

| Monday | Tuesday | Wednesday | Thursday | Friday | Saturday | Sunday |
|--------|---------|-----------|----------|--------|----------|--------|
| Open   | Open    | Open      | Open     | Open   | Closed   | Closed |

### Holidays {#holidays-7}

|   Date    |  Type  |  Weekday  |             Reason              |
|-----------|--------|-----------|---------------------------------|
| 1-Jan-25  | Closed | Wednesday | New Year's Day                  |
| 3-Feb-25  | Closed | Monday    | Holiday                         |
| 21-Mar-25 | Closed | Friday    | Benito Juarez birthday memorial |
| 17-Apr-25 | Closed | Thursday  | Holy weekend                    |
| 18-Apr-25 | Closed | Friday    | Holy weekend                    |
| 1-May-25  | Closed | Thursday  | Labor Day                       |
| 16-Sep-25 | Closed | Tuesday   | Independence day                |
| 17-Nov-25 | Closed | Monday    | Revolution day memorial         |
| 25-Dec-25 | Closed | Thursday  | Christmas Day                   |

## SGD (Singapore Dollar) {#sgd-singapore-dollar}

**Central Bank Location** : Singapore

### Work Week {#work-week-8}

| Monday | Tuesday | Wednesday | Thursday | Friday | Saturday | Sunday |
|--------|---------|-----------|----------|--------|----------|--------|
| Open   | Open    | Open      | Open     | Open   | Closed   | Closed |

### Holidays {#holidays-8}

|   Date    |  Type  |  Weekday  |     Reason     |
|-----------|--------|-----------|----------------|
| 1-Jan-25  | Closed | Wednesday | New Year's Day |
| 29-Jan-25 | Closed | Wednesday | Holiday        |
| 30-Jan-25 | Closed | Thursday  | Holiday        |
| 31-Mar-25 | Closed | Monday    | Holiday        |
| 18-Apr-25 | Closed | Friday    | Holiday        |
| 1-May-25  | Closed | Thursday  | Labour Day     |
| 12-May-25 | Closed | Monday    | Holiday        |
| 20-Oct-25 | Closed | Monday    | Holiday        |
| 25-Dec-25 | Closed | Thursday  | Christmas Day  |

## USD (US Dollars) {#usd-us-dollars}

**Central Bank Location:** United States

### Work Week {#work-week-9}

| Monday | Tuesday | Wednesday | Thursday | Friday | Saturday | Sunday |
|--------|---------|-----------|----------|--------|----------|--------|
| Open   | Open    | Open      | Open     | Open   | Closed   | Closed |

### Holiday Calendar {#holiday-calendar}

|   Date    |  Type  |  Weekday  |            Reason             |
|-----------|--------|-----------|-------------------------------|
| 1-Jan-25  | Closed | Wednesday | New Year's Day                |
| 20-Jan-25 | Closed | Monday    | Martin Luther King's Birthday |
| 17-Feb-25 | Closed | Monday    | President's Day               |
| 26-May-25 | Closed | Monday    | Memorial Day                  |
| 19-Jun-25 | Closed | Thursday  | Juneteenth                    |
| 4-Jul-25  | Closed | Friday    | Independence Day              |
| 1-Sep-25  | Closed | Monday    | Labor Day                     |
| 13-Oct-25 | Closed | Monday    | Columbus Day                  |
| 11-Nov-25 | Closed | Tuesday   | Veterans Day                  |
| 27-Nov-25 | Closed | Thursday  | Thanksgiving Day              |
| 25-Dec-25 | Closed | Thursday  | Christmas Day                 |