# Return Messages Version 2
source: https://developer.mastercard.com/cross-border-services/documentation/response-error-codes/return-message-v2/index.md

The following table contains the list of return messages for Version 2.

|    |      Return Message For Refund Return Reason Version 2       |
|----|--------------------------------------------------------------|
| 1  | Returned per sending service provider's request              |
| 2  | Beneficiary account is not valid or unable to locate account |
| 3  | Beneficiary account is inactive                              |
| 4  | Beneficiary name does not match account                      |
| 5  | Invalid account type                                         |
| 6  | Credit refused by beneficiary                                |
| 7  | Unspecified reason                                           |
| 8  | Beneficiary account is not authorized to receive deposits    |
| 9  | Beneficiary account currency does not match payout currency  |
| 10 | Beneficiary account is frozen​​​​​​                          |

* [Sample response](https://developer.mastercard.com/cross-border-services/documentation/api-ref/sample-responses-retrieve-payment-api/index.md) of Retrieve Payment API (Example #5)

* [Sample notification](https://developer.mastercard.com/cross-border-services/documentation/api-ref/sample-requests-status-change-api/index.md) of Status Change Push (Example #3)

When a local network does not provide a clear return reason, "Unspecified reason" will be provided in the Return Message.