# Transfer money to a digital wallet
source: https://developer.mastercard.com/cross-border-services/documentation/experience-design-guide/person-to-person-transfers/transfer-money-to-digital-wallet/index.md

The user sends money internationally to a new recipient's digital wallet (payment with Quote)
In this journey, the sender makes a cross-border payment to a new recipient's GCash wallet through a money transfer app. The sender selects the new recipient's country and 'Digital wallet' as the endpoint.

After specifying the amount, the sender reviews the exchange rate and total payment due. Importantly, they have the flexibility to determine who covers the fee, according to their preference. Following this, the sender selects the preferred funding account and inputs the recipient's personal details, selects GCash from the list of supported digital wallets and enters the wallet details. If required by country regulations, the sender enters any additional information mandated. Prior to finalizing the transaction, the sender thoroughly reviews the payment details and the transfer concludes successfully.

### UX journey {#ux-journey}

For the best viewing experience of the UX journey, click the **full screen mode** option or **zoom** using the controls located on the right.

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### Flow diagram {#flow-diagram}


Note: Mastercard APIs used in this experience:

* [Quote](https://developer.mastercard.com/cross-border-services/documentation/api-ref/quotes-api/index.md)
* [Quote Confirmation](https://developer.mastercard.com/cross-border-services/documentation/api-ref/quote-confirmation-apis/index.md)
* [Balance](https://developer.mastercard.com/cross-border-services/documentation/api-ref/balance-api/index.md)
* [Payment](https://developer.mastercard.com/cross-border-services/documentation/api-ref/payment-api/index.md)

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Next: [Transfer money to a cash pick-up location](https://developer.mastercard.com/cross-border-services/documentation/experience-design-guide/person-to-person-transfers/transfer-money-to-cash-pick-up-location/index.md)