# Getting Started
source: https://developer.mastercard.com/bs-creditor-api/documentation/getting-started/index.md

## Before you Begin {#before-you-begin}

A creditor who needs to use the BS Creditor API and Betalingsservice must enter into a creditor agreement with Mastercard Payment Services. This agreement, including its appendices, is a prerequisite for the creditor's use of Betalingsservice.

For more information about the terms and conditions of the creditor agreement, see the [terms and conditions for Betalingsservice creditors](https://www.betalingsservice.dk/Dokumenter_/Documents/Betalingsservice/BS_regler_KR_EN.pdf). To become a customer and enter into the creditor agreement, please visit the [Betalingsservice website](https://www.betalingsservice.dk/erhverv/ny-kunde) and follow the guidelines.

## API Overview {#api-overview}

Here is a high-level overview of the BS Creditor API.

|   **API Name**    |       **API Endpoint**       |                                                                                                                **Description**                                                                                                                |
|-------------------|------------------------------|-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Delegated Mandate | /delegated-mandates          | Use this API endpoint to submit new delegated mandates. Use this API when, as a creditor, you want to request the creation of a new mandate on behalf of a debtor.                                                                            |
| Delegated Mandate | /delegated-mandates/searches | Use this API endpoint to search and retrieve previously submitted delegated mandates. Use this API to check the status of the delegated mandates you have submitted, as they are being processed for approval in the Betalingsservice system. |

For detailed information, see the [API Reference](https://developer.mastercard.com/bs-creditor-api/documentation/api-reference/index.md#APIs) section.